Home Loans Made Sweet and Simple

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Why Choose Agave

Agave Home Loans is both a mortgage lender and broker—meaning we offer our own funds and shop multiple lenders, giving you the best of both worlds: lower rates, more options, and faster closings.

More choice = more competition. More competition = lower rates and faster closing times.

Work with the same loan officer and processor for a consistent experience.

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Real Reviews, No Filter

Donovan was incredibly positive, encouraging, and very knowledgeable about the home buying process. He took the time to explain everything in a way that made sense for where I am in my home buying journey.After a negative experience with a lender from another company that left me feeling discouraged, Donovan really changed that for me. His professionalism and support helped get me back on track and feeling confident again. Thank you !

DeJ

05:12 14 Mar 26

These folks really handled our loan well. Outstanding communications, and clarity of the process. They got everything we needed and delivered it in a timely manner. Thank you!!! ⭐️⭐️⭐️⭐️⭐️

Jeff L.

20:16 13 Mar 26

Those 2 young gentlemen was awesome to work with.they seem to have my best interests in mind.and seem very caring and kind human beings.i feel very honored to had them on my team

ROBERT L.

17:38 13 Mar 26

Jason and Alex were so helpful and communicated constantly as this was our first ever home refinance. I recommend Agave and Jason and Alex to anyone looking to refinance their homes. A great experience!

Ryan T.

17:33 13 Mar 26

Our process went fast and smoothly. Jacob, Dylan and Marek were efficient and great to work with. Thanks for everything!

Margi L.

12:34 13 Mar 26

The people at Agave loans are awesome! They are kind and treat you with respect. They were in contact with me every step of my loan process. They made it easy and quick. Thank you Agave. Special thanks to Alex.

Jody S.

17:22 12 Mar 26

Christian was excellent. He was knowledgeable and responsive making sure the entire loan process went smoothly.

Tina H.

16:27 12 Mar 26

We worked with Zach Blasi and he made refinancing incredibly straight forward. We are so lucky that was got an great rate compared to our prior one, and we had clear communication throughout the entire process. We had previously spoke to other companies, but Agave got us the best rate as well the most straight forward process. Would highly recommend to others!

Amanda G.

04:02 12 Mar 26

It was a easy process.

Dan M.

17:10 11 Mar 26

Phenomenal experience with Alex Izumi and Cristian Saenz. We will definitely use Agave again in the future.

Benjamin H.

16:19 11 Mar 26

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Google Rating

5.0

Based on 1778 reviews

Agave Home Loans

5.0

Margi Lane

12:34 13 Mar 26

Our process went fast and smoothly. Jacob, Dylan and Marek were efficient and great to work with. Thanks for everything!

Jody Siverson

17:22 12 Mar 26

Tina Hall

16:27 12 Mar 26

Christian was excellent. He was knowledgeable and responsive making sure the entire loan process went smoothly.

Amanda Gregory

04:02 12 Mar 26

Dan Maddox

17:10 11 Mar 26

It was a easy process.

Benjamin Hutto

16:19 11 Mar 26

Phenomenal experience with Alex Izumi and Cristian Saenz. We will definitely use Agave again in the future.

Deborah Griffin

15:16 11 Mar 26

This was a hiccup free process. It did take a while only because of issues with GM.

mitzy powell

13:35 11 Mar 26

Kori and Nick were the best they keep you updated step-by-step fast service no hiccups would recommend and also use again for my future needs

shannon schlimgen

04:06 11 Mar 26

Agave Home Loans was a pleasure to work with. Everyone was so kind and supportive throughout the loan process. Donavan is my hero. We had tried for years to refinance our home and take out cash to payoff debit. We were faced with denial after denial due to low credit score. We are now able to payoff those debts and enjoy life again. We will forever be grateful to the Agave team.

Kimberly Clifton

20:49 10 Mar 26

The team at Agave Home Loans were so helpful to us through the whole process. They were available for questions and were quick to explain everything. We felt very comfortable with them and appreciated their guidance.

Bill Kaucher

15:30 10 Mar 26

We had an outstanding experience working with Scott Shellberg, Presidents Club Mortgage Originator, Adrian Pelayo, Sr. Processor, and the entire team at Agave Home Loans during my recent mortgage refinance.From the very beginning, the team was professional, knowledgeable, and extremely responsive. Scott took the time to understand my goals and financial needs, and he helped structure a loan with a rate and term that fit exactly what we were looking for. His guidance throughout the process gave me complete confidence that I was making the right decision.Adrian Pelayo and the processing team were equally impressive. Communication was clear, timely, and consistent from start to finish. Every step of the process—from the initial estimates to the final closing documents—was explained thoroughly and documented clearly. There were no surprises along the way, and the upfront pricing and transparency made the entire experience smooth and stress-free.What stood out most was their accessibility. Whenever I had a question, someone was always available to help. If they weren’t immediately available, they returned my call, text, or email quickly, which made a big difference during an important financial transaction like a refinance.Overall, the service, professionalism, and attention to detail from Scott, Adrian, and the Agave Home Loans team were exceptional. We highly recommend them to anyone looking for a mortgage or refinance handled with expertise, integrity, and outstanding customer care.Thank you!William and Deborah Kaucher

Gary Kisicki

03:19 10 Mar 26

I was quoted a full percent higher with agave than what I ended up getting

Suri Bulusu

18:00 09 Mar 26

I have decided to take a home equity loan and I selected 3 out of many who responded for quotes. I went with Agave and my choice turned out to be very positive. Not only the rate was competitive, but the support from Kevin Aguilar and Alex Izumi was extremely good. Kevin stayed with me from the very first conversation till closing and responded in realtime for all my questions. The loan process was well streamlined and went smoothly. Kevin was thorough and asked critical questions upfront so that the underwriting and backend went through quick. Alex and Kevin were both updating me constantly as the underwriting was in progress and were very professional. Thanks to the team of Agave.

Becky Barrow

01:07 08 Mar 26

I couldn't be happier with the service I received from the folks at Agave. Carlos and Alex were excellent...professional, courteous and FAST! I've never seen a home loan go through this quickly and without any hiccups. I definitely recommend them for anyone looking for competitive rates and excellent service.

John Vecoli

23:48 07 Mar 26

I recently had the opportunity to work with Jacob Donaldson and Nick Arguellez on my refinance. These 2 gentlemen where the best I have ever worked with. Questions were answered in a timely manor. Felt comfortable from the 1st phone call. Definitely will work with Jacob and Nick in the future.

Bernard Bryant

19:48 06 Mar 26

Sean Gelson

21:18 04 Mar 26

absolutely amazing customer service never have dealt with a better lender or Mortgage Broker in my life and in my 14 years in commercial real estate development, projects and investment sales

Jacobey Dolesh

19:37 04 Mar 26

Dev (LC) and Adrian (LP) were extremely helpful in the process. Timely updates, clear set instructions. Really simple and straightforward refinance. Can’t recommend them enough!

tammy sargent

01:01 04 Mar 26

Dylan Williams was very helpful, explaining everything each step of the way including the closing.We were pleasantly surprised with the ease ofworking with the Agave loan team from application to closing.we will definitely recommend them.

Tara Allen

18:14 03 Mar 26

It was a pleasure to work with Anthony. His patience and his encouraging words helped us to hold on throughout the loan process.He was always available to answer our questions, whether direct or through a follow up call.Thanks Anthony, you’re the best!! .

Cathie Conner

16:39 03 Mar 26

Louis T. Leavell

14:14 03 Mar 26

I am announcing to military veterans everywhere the satisfaction I have experienced working with Agave Home Loans, specifically Xavier Gutierrez and Thomas King. The team has integrity!Xavier and Thomas professional conduct has exceeded my expectations of businessmen completing financial transactions with military members and our honorably hard-earned federal benefits. Agave Home Loans and Mortgage has earned my return future business.

Jeff Schmidt

23:19 02 Mar 26

Very efficient, helpful, and friendly! They worked quickly to get my loan and cash out.

Lori Barklow

00:11 02 Mar 26

Adrian PELAYO and Taylor Barklow were just on it. My experience was very smooth and speedy. You guys got it together thank you so much. Lori and John

Sandra McCoy

23:57 27 Feb 26

Excellent service. Constant follow up during the entire process. Could not have had a better experience with the refinance. Very knowledgeable staff. Zack went above and beyond to ensure was a smooth and stress free process. Would highly recommend. 10 stars across the board

Neal Jr Borntrager

02:17 27 Feb 26

Chris has been a great individual to work with.I despise paperwork, and he made it very easy for us, all we had to do was the signing.I was trying to get a loan from a local bank and was a FEW MONTHS in and LOTS of paperwork. When Agave called me I decided to give them a shot, it was a day less then 3 weeks after I gave them the go ahead we had the closing! They are great people to work with.

Anabell Rosier

15:11 26 Feb 26

The process was easy and the personal service was fantastic I will recommend it to anyone Thanks for everything you made my dream come true

William

00:38 26 Feb 26

Chris recently helped me pull cash from my home in Alabama. He kept me informed during every step of the process. Hoping to use them again if rates go down!

Richard Petrucelli

00:22 26 Feb 26

Chris at Agave helped me lower the rate on my HELOC to save money. He walked me through every step of the process and made it quick and easy for me.

Rudy Castillo

16:51 25 Feb 26

Chris was Awesome to work with, highly recommended

Chris Gumm

16:27 25 Feb 26

My experience was very positive. It was a quick, smooth, painless process and they provided prompt communication along the way. Very happy with the results.

Heather Lynch

05:56 21 Feb 26

Amazing quality, efficiency and professionalism. Great experience!

Joseph Lintz

21:46 19 Feb 26

Chris Rogenhofer was truly outstanding - EXCELLENT on every level! He was professional, polite, knowledgeable, and best of all went the extra mile! I am not an easy sell but Chris won me over with his trustworthiness. I will be calling Chris with all of my future home loan needs! Agave is lucky to have Chris as he is a true asset!

Ray Johnson

23:08 17 Feb 26

I recently refinanced my mortgage with Agave Home Loans, and I couldn't be happier with the experience. The team was knowledgeable, professional, and guided me through every step of the process. The rates were competitive; communication was excellent and my team provided me with a customized solution that fit my needs perfectly. I have been through this process many times in the past. This was by far the quickest and smoothest experience I ever had. I highly recommend Agave Home Loans for anyone considering a refinance! Xavier, Dylan and Alexis thank you all for your efforts.

Brad Hicks (Brad)

05:04 17 Feb 26

Daniel Olivas (and Adrian Pelayo) helped us through the process of getting a home refi with a fixed rate. He offered great insights, including how to deal with my wife’s Alzheimer’s Disease to get this loan and getting our son on the title. He locked us in to the best rate possible and even though the going rate went up we still had the best rate locked with Daniel’s help.He encouraged us when we had the challenges concerning my wife and always responded quickly when we had questions.We greatly appreciate all the assistance Daniel rendered to us to come out with a refi loan with great terms.Thanks Daniel for looking out for us so much,Bradford and Timothy HicksLake Tapps, WA

LAVERNE D M

20:43 13 Feb 26

My overall experience with Agave Home Loans was excellent. I went into this process very overwhelmed, drowning in credit card debt, trying to look for options to get rid of these high payments. Anthony helped me find the best option for my situation. He truly was a trusted advisor who genuinely cared about my financial well-being. Both Anthony and Dylan made the process seamless and stress-free. They were professional, knowledgeable, helpful, and were always available to answer any of my questions. We were able to close and complete the process in less than a month. What a relief to pay off my debts with this refinance and be able to save money in the long run. I highly recommend them to anyone looking for a smooth and stress-free experience!"

Dave Rhoads

16:19 11 Feb 26

Awesome to deal with im in Pennsylvania I love this company.

Mazzie Casher

15:45 10 Feb 26

Jacob took great care of us. We started late in the year, got thru the winter holidays and picked back up without missing a beat to close on the product we wanted. Kudos.

tony felix

23:06 05 Feb 26

Excelente experiencia con el Sr Kevin Agular durante mi refinanciamiento. Fue muy profesional, claro y siempre atento a mis preguntas. Me explicó todo el proceso de forma clara y sencilla y logró que fuera rápido y sin estres. Lo recomiendo totalmente.

Gale McKiernan

19:58 05 Feb 26

Fast and easy…highly professional and great communication with all individuals we worked with. Sam was able to get us a lower rate than another company. Shanti did the closing work and also great to work with. Mary the Notary made it easy for us to do the closing. This is a great company to work with.

nia miller

19:34 05 Feb 26

Holly Ranney

14:45 05 Feb 26

Brenda Mathes

02:41 05 Feb 26

Very helpful and efficient staff at AGAVE. Adrian and Josh were very helpful and responded quickly to any questions that I had.

Jacqueline McIntyre (disandatstore)

00:33 05 Feb 26

Gavin and Adrean did a excellent job getting our loan through the process to close. We are very happy to get the loan and start our upgrades. Highly recommend this guys

Heidi Smith

17:11 04 Feb 26

Thanks for helping my sister with her refinance! The process was smooth and flawless! Loan officer (Devon) and processor (Alex) provided prompt and clear communication! Way to go!

Lee Ann Girard

16:58 04 Feb 26

Excellent customer service and very responsive. Highly recommend

Chrystie Towe

14:57 04 Feb 26

Dev and Alex at Agave were FANTASTIC! They were very informative, friendly and professional. They set expectations all along the way and met every single one with flying colors.

Samantha Allison

23:23 03 Feb 26

I can’t say enough great things about Dylan and Josh at Agave. They made the entire process smooth, stress-free, and easy from start to finish. Their professionalism, communication, and attention to detail truly stood out. I would absolutely recommend them to anyone looking for a great experience.

Sue Wang

15:11 03 Feb 26

Daniel and Adrian at Agave were amazing to work with. Refinancing is very stressful, but they made the entire process smooth and manageable. Daniel was knowledgeable, patient, and always clear in his explanations—he was always there to answer questions. Adrian kept everything organized and on track. Their professionalism and teamwork truly made a difference. Highly recommend Agave!

Sharon PARKER

00:49 03 Feb 26

Christian Saenz walked me through the process and returned texts answering questions without delays. His help was much appreciated.

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Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Schedule A Call

Request A Quote

Please provide the following info for a quick quote.

Get Pre-Approved to Buy

Please provide the following info for a quick quote.

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Contact

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Schedule A Call

Request A Quote

Please provide the following info for a quick quote.

Get Pre-Approved to Buy

Please provide the following info for a quick quote.

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