Explore our most popular home loan options built around choice, lower rates, and simplicity. With an easy online process and expert loan officers ready to guide you, Agave Home Loans makes it simple to compare programs and choose the one that fits your goals best.
Conventional loans are available for both home purchase, rate and term, and cash-out refinances. First-time homebuyers can put as little as 3% down. Fixed-rate terms from 8 to 30 years and options to eliminate PMI.
VA loans offer purchase and refinance options for eligible veterans and active-duty service members. Benefits include 0% down, no PMI, flexible income requirements, and streamlined refinancing through the VA IRRRL program.
FHA loans support home purchase and refinance, including the simplified FHA Streamline refinance. With low down payment options and relaxed credit standards, this HUD-backed loan is ideal for first-time or lower-credit borrowers.
Use a home equity loan or HELOC to tap into your home’s equity. These products are ideal for a cash-out refinance alternative, covering renovations, debt consolidation, or major expenses without changing your existing mortgage.
*Credit and collateral are subject to approval. Not all applicants will qualify for a loan, and this information does not constitute a commitment to lend or a pre-approval. Loan terms, conditions, and rates are subject to change without notice and may vary based on creditworthiness, property type, and other factors. This is not a rate quote. For a personalized rate quote or pre-approval review, please contact Agave Home Loans and one of our experienced mortgage professionals will assist you.
Agave Home Loans offers low, competitive rates on a full range of mortgage products, including VA, FHA, conventional, jumbo, cash-out, HELOC, home equity, and more. Based out of Phoenix, Arizona, we help homeowners and homebuyers nationally to refinance, access home equity, and purchase. Our team is committed to an easy and online home loan experience at every milestone.
