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Tag: Purchase

home loan underwriting

The Home Loan Underwriting Process: Step-by-Step Guide for 2025 Buyers

Marshall Gottlieb

April 29, 2025

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When you’re buying a home, underwriting is the critical middle step that bridges loan application and closing. It’s where lenders take a deep dive into your finances to decide if they can trust you with a mortgage. Understanding the home

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2-1 Buydown, Phoenix, Arizona

2-1 Buydown: How To Lower Your Mortgage Payment [2025]

Marshall Gottlieb

April 28, 2025

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We explain what a 2-1 Buydown Temporary Loan is; its advantages, disadvantages, and how using this strategy to lower costs and save money could benefit you.

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Picture of Downtown Phoenix looking north on Central Ave

Best Neighborhoods in Phoenix, Arizona for Homebuyers in 2025

Marshall Gottlieb

April 28, 2025

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A local’s perspective: Let’s dive into the neighborhoods located in Central Phoenix and see what amenities, housing styles, and attractions they have to offer.

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jumbo loan limits

Arizona Jumbo Loan Limits: 2025 & FAQs

Marshall Gottlieb and Kirsten Schmitt

April 23, 2025

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The Arizona jumbo loan limits play a large role in what may or may not be available to you. Knowing and understanding the limits allow house hunting to stay an exciting experience. Where it may seem not-so-exciting is finding the

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Conventional, FHA, USDA, VA Loans

FHA vs. VA vs. Conventional vs. Home Equity Loans in 2025: Which Mortgage Is Right for You?

Marshall Gottlieb

April 22, 2025

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Conventional Loans, FHA Loans and VA Loans… are you confused about your mortgage options? Choosing a mortgage loan can feel overwhelming. Every option has its criteria and advantages, from credit score requirements to the size of your down payment and

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computer-desk-notepad

The 3-2-1 Buydown: House Hacking in 2025

Marshall Gottlieb

April 22, 2025

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When it comes to buying a home, one money-saving trick you should know about is the 3-2-1 Buydown. It’s like a special deal on your mortgage that can make your life easier. Let’s dive in and learn what the 3-2-1

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Arizona Home Loan Programs

Home Loan Programs for Arizona Home Buyers

Marshall Gottlieb

November 6, 2021

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Choosing a mortgage can feel a bit like venturing into unfamiliar territory without a map. If you’re searching for Arizona home loan programs, we’re here to help you navigate your financing options with a bit of a crash course on

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Arizona Desert Landscape

Arizona First-Time Home Buyers: Tips and Tricks

Marshall Gottlieb

November 6, 2021

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Homeownership has long been a treasured part of the American dream. Yet if you’re an Arizona first-time home buyer, the white picket fence can start to seem like more of an obstacle than a gateway. According to a survey from

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A House and Keys With Calculator

How To Buy A House in Arizona in 5 Simple Steps

Marshall Gottlieb and Kirsten Schmitt

July 26, 2021

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Does buying a home seem complicated? Don’t worry. We’ve developed a guide with 5 simple steps on how to buy a house in Arizona. First: What to Do Before You Buy a House To make your home-buying adventure a bit

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A Cartoon House on Top of Cash. Down Payment.

What Is a Down Payment and How Much Do I Need?

Marshall Gottlieb

July 25, 2021

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Buying a house? Congratulations! Unless you’re independently wealthy, though, you’ll likely be taking out a loan to pay for your new home. Most mortgage lenders require a down payment before you can purchase a home. This will reduce the amount

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    Agave Home Loan

    Agave Home Loans offers low, competitive rates on a full range of mortgage products, including VA, FHA, Conventional, Jumbo, HELOC, Home Equity, and more. Based out of Phoenix, Arizona, we help homeowners and homebuyers in Arizona and more than 13 other states to refinance, access home equity, and purchase. Our team is committed to clear communication, fast closings, and personalized service every step of the way.

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