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Agave Home Loans Refinance and Purchase Made Sweet & Simple.
We communicate the information you need, the way you want it. It never hurts to know your options. Apply now to find out.
Why Choose Agave Home Loans ?
Our software searches thousands of interest rates from the nation’s top lenders so you don’t have to. We do the work, you reap the benefit.
Start-to-Finish Service
Work with the same loan officer and processor for a consistent experience. Accountability from start-to-finish.
Communication through text, phone, and e-mail according to your preference.
We want you spending time doing what you love, not spending time on your mortgage
Bank versus Broker
Agave Home Loans is both a mortgage lender and broker—meaning we offer our own funds and shop multiple lenders, giving you the best of both worlds: lower rates, more options, and faster closings.
More choice = more competition. More competition = better rates and faster closing times.
Most banks have large overhead with individual branches leading to higher rates and fees. We’re a boutique broker and keep fees lower.
Unmatched service. Take our customers word for it:
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Lindsey Tschetter
Scottsdale, AZ
I was very apprehensive to buy my first home but Agave Home Loans put my stress at ease by breaking down the process and expenses. I was thrilled to learn I could afford the house I wanted and at a 2.49% interest rate. Agave’s services were exceptional, always answering my calls to either re-explain something, get me a new pre-qualification letter, or answer a real time question as I toured homes. Thank you Agave!
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Anahi Gonzalez
Phoenix, AZ
I had plenty of support from Agave’s employees during the home loan process. I am a teacher and school went on winter break while refinancing. With the HR department closed, no one was responding to emails or phone calls from processors for the verification of employment. Agave knew it was crunch time and found a way to close in a timely manner. The Agave employees were professional every step along the way.
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Madeline Williams
Denver, CO
I worked with Agave Home Loans about a year ago to refinance my home loan. It was one of the best customer service experiences that I have ever had. Doug went above and beyond to answer all of my questions, reply to every phone call and explain the process in detail. Doug was thorough, professional and treated me with kindness and dignity.
Whatever Your Needs, We Can Assist
Refinance
Lower your payment, shorten your term, or take cash-out for renovations or paying off debt.
Purchase
Get pre-approved and start looking for a new primary home or rental property.
Jumbo
Purchase or refinance with a loan amount higher than the conforming county loan limit.
VA
Purchase, refinance, or streamline using benefits from the Department of Veterans Affairs.
FHA
Lower down payment and credit requirements backed by the Federal Housing Administration.
Conventional
The most common loan type used to purchase or refinance your existing mortgage.
Manufactured Homes
We can help with financing on certain double-wide manufactured homes.
Cash Out
Convert equity into cash for renovations, paying off debt, or investing.
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Better terms are one click away.
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Frequently Asked Questions

We provide a wide range of mortgage solutions, including refinancing, purchase, home equity loans, HELOCs, Jumbo, VA and FHA loans, Conventional, manufactured home loans, and non-QM options. Our role is to help you understand these choices and suggest what may fit your goals.

A refinance replaces your existing mortgage with a new one, often to change your rate, term, or loan type. A home equity loan or HELOC lets you borrow against the equity in your home without changing your current mortgage. We’ll help you compare both approaches so you can decide which aligns better with your situation. These options are common for consolidating debt and financing home renovations.

We’re both a mortgage broker and a lender. That means we can shop multiple lenders and banks for competitive rates and programs while maintaining more control over the loan process. Our goal is to explain the pros and cons so you can choose what works best for you.

You can confirm by checking the numbers on this page or calling our main office directly at (888)300-3440 or (833)316-3170. If the call was about refinancing, a home purchase, or using your home’s equity, it’s likely from our team.

We use several caller ID numbers when reaching out to customers. If you receive a call from one of the numbers listed here, it may be our team trying to connect with you about your home loan options. You can also check the numbers on our “Meet the Team” page. (201)733-9766, (201)932-2607, (209)680-8884, (213)647-2825, (213)720-5360, (218)210-4976, (218)210-5355, (239)456-1314, (251)202-2713, (256)258-9844, (276)256-6264, (305)946-1816, (336)551-1718, (360)569-7443, (386)284-8689, (404)855-0015, (412)213-4403, (412)368-1798, (423)407-5894, (425)546-2540, (434)278-2123, (458)237-7266, (470)615-2980, (470)649-4498, (480)716-5729, (484)262-1680, (540)276-5734, (540)340-1120, (551)236-4530, (564)215-4218, (570)318-7970, (602)560-0985, (609)491-2482, (615)583-6695, (619)604-3180, (678)268-2560, (720)647-8865, (731)249-7464, (760)836-3395, (762)238-1340, (803)342-1363, (828)307-9559, (843)376-8177, (843)567-9867, (863)309-3602, (864)702-6090, (865)377-2414, (910)629-1560, (928)212-5420, (980)364-4680
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