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Refinance Your Home

Why you should refinance your Mortgage

  • Save money monthly with a lower interest rate.
  • Convert existing equity to cash for meeting financial goals like paying for college tuition, remodeling your kitchen, or paying off higher interest debts.
  • Change the term of your loan to shave off years and save interest over the long-term.
  • Make mortgage payments more predictable by switching from an adjustable-rate mortgage (ARM) to fixed rate mortgage.
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Why choose Agave?

  • Agave Home Loans works directly with many lenders to find you the lowest possible interest rate. Our clients' financial goals always come first.
  • We're independent! We shop for the most competitive rates and negotiate on your behalf for the best possible terms.
  • Save time. Mortgage applications can take hours to complete. Agave will do the heavy lifting and manage the loan application process efficiently. We collaborate closely with underwriters to quickly process your loan documents.

    Please provide the following info for a quick quote.

    What our Clients Say About Us

    I am announcing to military veterans everywhere the satisfaction I have experienced working with Agave Home Loans, specifically Xavier Gutierrez and Thomas King. The team has integrity!Xavier and Thomas professional conduct has exceeded my expectations of businessmen completing financial transactions with military members and our honorably hard-earned federal benefits. Agave Home Loans and Mortgage has earned my return future business.
    Louis T. L.
    Louis T. L.
    14:14 03 Mar 26
    Very efficient, helpful, and friendly! They worked quickly to get my loan and cash out.
    Jeff S.
    Jeff S.
    23:19 02 Mar 26
    Adrian PELAYO and Taylor Barklow were just on it. My experience was very smooth and speedy. You guys got it together thank you so much. Lori and John
    Lori B.
    Lori B.
    00:11 02 Mar 26
    Worked with Chris at Agave on an equity loan for my home in SC. They were very efficient and we closed in less than 2 weeks.
    Zack S.
    Zack S.
    17:49 28 Feb 26
    Excellent service. Constant follow up during the entire process. Could not have had a better experience with the refinance. Very knowledgeable staff. Zack went above and beyond to ensure was a smooth and stress free process. Would highly recommend. 10 stars across the board
    Sandra M.
    Sandra M.
    23:57 27 Feb 26
    Chris has been a great individual to work with.I despise paperwork, and he made it very easy for us, all we had to do was the signing.I was trying to get a loan from a local bank and was a FEW MONTHS in and LOTS of paperwork. When Agave called me I decided to give them a shot, it was a day less then 3 weeks after I gave them the go ahead we had the closing! They are great people to work with.
    Neal Jr B.
    Neal Jr B.
    02:17 27 Feb 26
    The process was easy and the personal service was fantastic I will recommend it to anyone Thanks for everything you made my dream come true
    Anabell R.
    Anabell R.
    15:11 26 Feb 26
    Chris recently helped me pull cash from my home in Alabama. He kept me informed during every step of the process. Hoping to use them again if rates go down!
    William
    William
    00:38 26 Feb 26
    Chris at Agave helped me lower the rate on my HELOC to save money. He walked me through every step of the process and made it quick and easy for me.
    Richard P.
    Richard P.
    00:22 26 Feb 26
    Mr. Rogenhofer and the team at Agave Home Loans were absolutely fantastic to work with. Mr. Rogenhofer was knowledgeable, responsive, and made the entire process smooth from start to finish. He took the time to explain everything clearly, answered all my questions, and made sure I felt confident every step of the way.What really stood out was his professionalism and genuine care. He made what can often be a stressful process feel straightforward and manageable. I truly appreciate the level of communication and attention to detail.If you’re looking for a reliable and trustworthy lender, I highly recommend Mr. Rogenhofer and Agave Home Loans. I’m grateful for the great experience!
    Hank G.
    Hank G.
    00:05 26 Feb 26
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