If you’re struggling with high-interest credit card debt or multiple monthly loan payments, a cash-out refinance for debt consolidation might be the solution you need. By leveraging the equity in your home, you can unlock a powerful financial tool that
If you’re struggling with high-interest credit card debt or multiple monthly loan payments, a cash-out refinance for debt consolidation might be the solution you need. By leveraging the equity in your home, you can unlock a powerful financial tool that
Four steps that help make the home mortgage refinance process much easier.
If you’re exploring ways to finance an investment property, a DSCR loan in Arizona might be the perfect solution. These loans offer flexibility for real estate investors who prefer to qualify based on a property’s income rather than their personal
Building your dream home is an exciting journey. However, understanding how to get a construction loan for a new home is crucial before you begin. Let’s break down everything you need to know, from types of loans to converting your
Learn why a home appraisal is important and how it works. Our comprehensive guide covers the appraisal process, guidelines, and typical costs. Discover how to get an accurate property valuation with our expert tips and advice.
Congratulations! You’ve reached a huge milestone by getting your offer accepted. However, the journey doesn’t end there. In fact, accepting an offer sets into motion several important steps of the home buying process. In this guide, we’ll walk you through
If you’re looking to reduce your monthly mortgage bill without refinancing, mortgage recasting might be the perfect solution. It allows homeowners to lower their payment and stay on their current loan. But what exactly is mortgage recasting, and how does
When you’re buying a home, you’ll likely come across the term “earnest money deposit” or EMD. But what does it really mean, and why is it so important in real estate? Definition of Earnest Money Deposit An earnest money deposit
When you’re buying a home, underwriting is the critical middle step that bridges loan application and closing. It’s where lenders take a deep dive into your finances to decide if they can trust you with a mortgage. Understanding the home
We explain what a 2-1 Buydown Temporary Loan is; its advantages, disadvantages, and how using this strategy to lower costs and save money could benefit you.
A local’s perspective: Let’s dive into the neighborhoods located in Central Phoenix and see what amenities, housing styles, and attractions they have to offer.
Buying a home or investment property often raises the question: can rental income help you qualify for a mortgage? The answer is yes. In many cases lenders will count rental income toward your qualifying income, but how they count it
The Arizona jumbo loan limits play a large role in what may or may not be available to you. Knowing and understanding the limits allow house hunting to stay an exciting experience. Where it may seem not-so-exciting is finding the
In 2025, conventional mortgages remain a popular choice for Arizona homebuyers, offering flexibility and competitive terms. Understanding the nuances of these loans can empower you to make informed decisions on your homeownership journey. What is a Conventional Loan? A conventional
Conventional Loans, FHA Loans and VA Loans… are you confused about your mortgage options? Choosing a mortgage loan can feel overwhelming. Every option has its criteria and advantages, from credit score requirements to the size of your down payment and
When it comes to buying a home, one money-saving trick you should know about is the 3-2-1 Buydown. It’s like a special deal on your mortgage that can make your life easier. Let’s dive in and learn what the 3-2-1
Are you dreaming of owning your own home one day? If so, you’ll need to find a way to pay for it. That’s where HomeReady Loans come in! These special loans are designed to help people buy homes, especially if
Are you thinking about buying a house in South Carolina? There are many reasons why this Southeastern state can be an ideal setting to make such a major investment. Whether you’re relocating because of your job, to be closer to
Are you wondering how to buy a house in Tennessee? You’re in luck. According to a December 2022 report, the housing market is beginning to stabilize, with home prices in Tennessee projected to drop between 24% to nearly 16%. The
Currently, the housing market in Georgia is exploding. Georgia Public Broadcasting reports that housing prices have increased by 22% between 2020 and 2021, which leaves many people wondering exactly how to buy a house there with the rising costs. If
The Sunshine State continues to be one of the nation’s most popular relocation destinations. Its year-round great weather and abundance of beaches along an extensive continuous coastline are major draws to this southeastern state. Learning how to buy a house
Choosing a mortgage can feel a bit like venturing into unfamiliar territory without a map. If you’re searching for Arizona home loan programs, we’re here to help you navigate your financing options with a bit of a crash course on
Homeownership has long been a treasured part of the American dream. Yet if you’re an Arizona first-time home buyer, the white picket fence can start to seem like more of an obstacle than a gateway. According to a survey from
With the help of a great mortgage provider, purchasing a home in Arizona can be a gratifying experience. However, processing your loan also requires a lot of time and commitment from multiple third-party entities. That is why mortgages include closing
So you’re ready to buy a home but aren’t quite sure where to begin. You might be debating whether you should work with a bank or partner with a reputable mortgage broker. If you’re a first-time homebuyer, you might be
It’s safe to say most everyone would love to save money and grow their bank account. The challenge is knowing where to begin. Here are 14 easy steps on how to save money for a house. Whether you want to
Most people don’t pay a whole lot of attention to the mortgage industry unless they have plans to purchase or refinance a home. Once you are in the market, though, you’ll quickly notice that mortgage rates and how they work
Does buying a home seem complicated? Don’t worry. We’ve developed a guide with 5 simple steps on how to buy a house in Arizona. First: What to Do Before You Buy a House To make your home-buying adventure a bit
Buying a house? Congratulations! Unless you’re independently wealthy, though, you’ll likely be taking out a loan to pay for your new home. Most mortgage lenders require a down payment before you can purchase a home. This will reduce the amount
What’s the difference between a mortgage broker vs a bank? It could mean the difference of thousands of dollars in fees and interest paid over the life of your loan. Choosing between a bank or mortgage broker is one of
The age old battle of the 30 vs 15 year mortgage and which is better. Choosing the right mortgage term (period of time) is one of the most important decisions to make during the refinance or home purchase process. Below
Homeowners have thousands of options when choosing the best mortgage lender, here are the reasons on why Agave Home Loans for your largest financial transaction.
We are a dedicated mortgage company based in Phoenix, Arizona. We take pride in our commitment to client service and timeliness. Our goal is to offer competitive pricing while ensuring excellent communication throughout the process. We strive to elevate the standard by assisting our clients in defining and achieving their financial goals. Home loans made sweet and simple.
(833)316-3170
info@agavehomeloans.com
