Closing costs are the final hurdle before you get the keys to your new home. These fees cover a range of expenses tied to processing and finalizing your mortgage. While they may seem like a small detail, closing costs can
When you’re buying a home or refinancing, one of the biggest decisions is your loan term. Choosing between a 15‑year vs. 30‑year mortgage can have a lasting impact on your monthly budget, long-term interest costs, and overall financial flexibility. This
Most people don’t pay a whole lot of attention to the mortgage industry unless they have plans to purchase or refinance a home. Once you are in the market, though, you’ll quickly notice that mortgage rates and how they work
When buying a home or refinancing in Arizona, the choice between a mortgage broker vs. lender can affect your interest rate, fees, and closing experience. Both options can help you secure financing, but they work differently behind the scenes and
Learn why a home appraisal is important and how it works. Our comprehensive guide covers the appraisal process, guidelines, and typical costs. Discover how to get an accurate property valuation with our expert tips and advice.
When you’re buying a home, underwriting is the critical middle step that bridges loan application and closing. It’s where lenders take a deep dive into your finances to decide if they can trust you with a mortgage. Understanding the home
Buying a home or investment property often raises the question: can rental income help you qualify for a mortgage? The answer is yes. In many cases lenders will count rental income toward your qualifying income, but how they count it
What’s the difference between a mortgage broker vs a bank? It could mean the difference of thousands of dollars in fees and interest paid over the life of your loan. Choosing between a bank or mortgage broker is one of
Agave Home Loans offers low, competitive rates on a full range of mortgage products, including VA, FHA, Conventional, Jumbo, HELOC, Home Equity, and more. Based out of Phoenix, Arizona, we help homeowners and homebuyers in Arizona and more than 13 other states to refinance, access home equity, and purchase. Our team is committed to clear communication, fast closings, and personalized service every step of the way.
(833)316-3170
info@agavehomeloans.com
