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Refinance Your Home

Rates are at all time lows now is a great time to save money by refinancing

Why you should refinance your Mortgage

  • Save money monthly with a lower interest rate.
  • Convert existing equity to cash for meeting financial goals like paying for college tuition, remodeling your kitchen, or paying off higher interest debts.
  • Change the term of your loan to shave off years and save interest over the long-term.
  • Make mortgage payments more predictable by switching from an adjustable-rate mortgage (ARM) to fixed rate mortgage.
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Why choose Agave?

  • Agave Home Loans works directly with many lenders to find you the lowest possible interest rate. Our clients' financial goals always come first.
  • We're independent! We shop for the most competitive rates and negotiate on your behalf for the best possible terms.
  • Save time. Mortgage applications can take hours to complete. Agave will do the heavy lifting and manage the loan application process efficiently. We collaborate closely with underwriters to quickly process your loan documents.

    Please provide the following info for a quick quote.

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    What our Clients Say About Us

    I would highly recommend Agave! Hank and Shanti made the process clear, easy to understand, and uncomplicated. They answered all our questions with genuine care and respect.
    Carol B.
    Carol B.
    13:01 13 Sep 25
    These guys will help you in any way possible to get you the deal that you want. Excellent service and the utmost diligence. Highly recommend
    Brandon H.
    Brandon H.
    20:36 09 Sep 25
    Excellent customer service. These guys even answered questions on Saturday and Sunday. We had a 3 week closing but would have been a week earlier if a lien holder on our house didn't drag their feet on getting us a payoff letter. These guys are top notch! We recommend anyone in AZ to give these guys a try! You won't be disappointed.
    Brenda V.
    Brenda V.
    15:23 08 Sep 25
    Xavier has been an amazing partner to us as we navigated the crazy market that summer 2025 is proving to be... He has been available to answer questions and offered good advice every step along the way. He's the first call we'll make in a few months when interest rates drop!
    Scott K.
    Scott K.
    20:04 06 Sep 25
    I would highly recommend Agave to anyone who is in the market to buy their first home, or is interested in refinancing. The team of Xavier & Dylan were professional and accommodating and truly went above & beyond to make my experience seamless. Xavier was also able to identify that I was being overcharged by my long-time insurance company on my homeowners insurance, which prompted me to investigate and ultimately switch, saving me over $4,000/yr.
    Sandra D.
    Sandra D.
    20:29 05 Sep 25
    Gavin and Thomas were great helping me with my refinance. Thank you.
    Carl D.
    Carl D.
    19:42 05 Sep 25
    Xavier, Dylan, and the whole Agave Home Loans crew are the best! Super responsive and helpful throughout the whole process. Highly recommend. You won’t be disappointed!
    Crystal M.
    Crystal M.
    01:31 05 Sep 25
    Zach was easy and pleasant to work with. Would definately use again if needed!!! They walked us through every step of the process and explained thoroughly. Great experience
    Rebecca B.
    Rebecca B.
    18:41 04 Sep 25
    This was the easiest transaction ever. Xavier was so helpful with my refinance. Answered all my questions. It was fast and easy. I kept waiting for a hickup but no just smooth sailing.Thanks Xavier and Agave. I have and will continue to recommend them.
    Nancy B.
    Nancy B.
    18:33 03 Sep 25
    The whole team at agave in Phoenix, AZ were wonderful! easiest closing we have ever had. Thank you!
    Brent Penrod C.
    Brent Penrod C.
    00:42 03 Sep 25
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