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Refinance Your Home

Why you should refinance your Mortgage

  • Save money monthly with a lower interest rate.
  • Convert existing equity to cash for meeting financial goals like paying for college tuition, remodeling your kitchen, or paying off higher interest debts.
  • Change the term of your loan to shave off years and save interest over the long-term.
  • Make mortgage payments more predictable by switching from an adjustable-rate mortgage (ARM) to fixed rate mortgage.
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Why choose Agave?

  • Agave Home Loans works directly with many lenders to find you the lowest possible interest rate. Our clients' financial goals always come first.
  • We're independent! We shop for the most competitive rates and negotiate on your behalf for the best possible terms.
  • Save time. Mortgage applications can take hours to complete. Agave will do the heavy lifting and manage the loan application process efficiently. We collaborate closely with underwriters to quickly process your loan documents.

    Please provide the following info for a quick quote.

    What our Clients Say About Us

    ⭐⭐⭐⭐⭐Jen Colazo and Alex Izumi at Agave Home Loans understood the assignment…Super responsive, always on it, and made the whole process way smoother than I expected. Clear communication, no stress, no runaround - just results. Completely digital experience w/ in-person notary. Highly recommend!
    Robin G.
    Robin G.
    11:46 24 Jan 26
    Agave was easy to work with and moved quickly on processing my application.
    Willard F.
    Willard F.
    03:40 24 Jan 26
    Alex and Scott were amazing to work with during my home refinance. The entire process was smooth, well organized, and clearly explained from start to finish. They were very detailed, responsive, and made everything easy to understand. Highly recommend them!
    Finza H.
    Finza H.
    02:45 24 Jan 26
    Agave did an amazing job getting me taken care of. Their service and communication was outstanding. They took care of my concerns and I was comfortable with the agents that took care of me. Well pleased.
    Antonio A.
    Antonio A.
    20:35 23 Jan 26
    Agave Home loans. What can I say about Agave ?? Well let me start off by saying they are professional, kind and they really aim to please you. I soooo happy that I chose this company. My broker was Eduardo Quevedo Jr. Eddie by far was outstanding. I felt like I was talking to a best friend/ family member. I even tried going with my current mortgage company but they were going give me the short end of the stick. So I definitely made the right choice. Now I can pay off my debt and renovate my home. So excited thank you team at Agave. I have to mention Nick. He was there for me every step of the way. So kind funny and professional. Overall, this company is 10 out of 10 and I'm definitely gonna work with them in the future.Thank you Agave Home Loans
    Rebecca D.
    Rebecca D.
    18:54 23 Jan 26
    Dylan was wonderful to work with!!!
    Erin
    Erin
    19:26 22 Jan 26
    Tim & Alex at Agave HomesI worked with Tim and Alex at Agave Homes during a really difficult time in my life. I was going through a tough divorce and handling the mortgage process on my own, and they made something that could have been overwhelming feel manageable.They were patient, honest, and easy to talk to. They explained things clearly, answered my questions without rushing me, and stayed responsive the entire time. I always felt supported and never felt like just another file on someone’s desk.What stood out most was how personal the experience was. They treated me like a real person, not just a transaction, and that made a big difference.If you’re looking for a small mortgage lender who actually cares and shows up when it matters, I’d absolutely recommend Tim and Alex at Agave Homes.
    Michael L.
    Michael L.
    02:42 22 Jan 26
    Super friendly and helpful for the entire loan process and closing process. I highly recommend them!
    Scott J.
    Scott J.
    21:42 17 Jan 26
    Our loan through agave went through so smoothly, will recommend anyone to them. Thanks agave
    Renee H.
    Renee H.
    16:22 16 Jan 26
    Just had our closing this morning, Agave offered us a mortgage that is 1 1/2 percent lower interest than our current mortgage and they also saved us a couple hundred dollars on our closing costs versus "the other company". I appreciated quick answers to my questions and the process was very easy. Agave Home Loans is a great choice if you are considering refinancing.
    John M. D.
    John M. D.
    20:25 14 Jan 26
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