Rates are at all time lows now is a great time to save money by refinancing
Why you should refinance your Mortgage
Save money monthly with a lower interest rate.
Convert existing equity to cash for meeting financial goals like paying for college tuition, remodeling your kitchen, or paying off higher interest debts.
Change the term of your loan to shave off years and save interest over the long-term.
Make mortgage payments more predictable by switching from an adjustable-rate mortgage (ARM) to fixed rate mortgage.
Why choose Agave?
Agave Home Loans works directly with many lenders to find you the lowest possible interest rate. Our clients' financial goals always come first.
We're independent! We shop for the most competitive rates and negotiate on your behalf for the best possible terms.
Save time. Mortgage applications can take hours to complete. Agave will do the heavy lifting and manage the loan application process efficiently. We collaborate closely with underwriters to quickly process your loan documents.
What our Clients Say About Us
Kori and Nick were the best they keep you updated step-by-step fast service no hiccups would recommend and also use again for my future needs
mitzy P.
13:35 11 Mar 26
Agave Home Loans was a pleasure to work with. Everyone was so kind and supportive throughout the loan process. Donavan is my hero. We had tried for years to refinance our home and take out cash to payoff debit. We were faced with denial after denial due to low credit score. We are now able to payoff those debts and enjoy life again. We will forever be grateful to the Agave team.
shannon S.
04:06 11 Mar 26
The team at Agave Home Loans were so helpful to us through the whole process. They were available for questions and were quick to explain everything. We felt very comfortable with them and appreciated their guidance.
Kimberly C.
20:49 10 Mar 26
We had an outstanding experience working with Scott Shellberg, Presidents Club Mortgage Originator, Adrian Pelayo, Sr. Processor, and the entire team at Agave Home Loans during my recent mortgage refinance.From the very beginning, the team was professional, knowledgeable, and extremely responsive. Scott took the time to understand my goals and financial needs, and he helped structure a loan with a rate and term that fit exactly what we were looking for. His guidance throughout the process gave me complete confidence that I was making the right decision.Adrian Pelayo and the processing team were equally impressive. Communication was clear, timely, and consistent from start to finish. Every step of the process—from the initial estimates to the final closing documents—was explained thoroughly and documented clearly. There were no surprises along the way, and the upfront pricing and transparency made the entire experience smooth and stress-free.What stood out most was their accessibility. Whenever I had a question, someone was always available to help. If they weren’t immediately available, they returned my call, text, or email quickly, which made a big difference during an important financial transaction like a refinance.Overall, the service, professionalism, and attention to detail from Scott, Adrian, and the Agave Home Loans team were exceptional. We highly recommend them to anyone looking for a mortgage or refinance handled with expertise, integrity, and outstanding customer care.Thank you!William and Deborah Kaucher
Bill K.
15:30 10 Mar 26
I have decided to take a home equity loan and I selected 3 out of many who responded for quotes. I went with Agave and my choice turned out to be very positive. Not only the rate was competitive, but the support from Kevin Aguilar and Alex Izumi was extremely good. Kevin stayed with me from the very first conversation till closing and responded in realtime for all my questions. The loan process was well streamlined and went smoothly. Kevin was thorough and asked critical questions upfront so that the underwriting and backend went through quick. Alex and Kevin were both updating me constantly as the underwriting was in progress and were very professional. Thanks to the team of Agave.
Suri B.
18:00 09 Mar 26
I couldn't be happier with the service I received from the folks at Agave. Carlos and Alex were excellent...professional, courteous and FAST! I've never seen a home loan go through this quickly and without any hiccups. I definitely recommend them for anyone looking for competitive rates and excellent service.
Becky B.
01:07 08 Mar 26
I recently had the opportunity to work with Jacob Donaldson and Nick Arguellez on my refinance. These 2 gentlemen where the best I have ever worked with. Questions were answered in a timely manor. Felt comfortable from the 1st phone call. Definitely will work with Jacob and Nick in the future.
John V.
23:48 07 Mar 26
Great exsperince fast process and there very knowledgeable
Circle of F.
21:52 06 Mar 26
Well as it once was stated this was easy peazy nice and squeezey. This loan was so smooth there were no we can get you this much back then half way through the proposed payment goes up or the cash out drops significantly. For a Californian this was great
John G.
17:56 06 Mar 26
Working with this company has been very pleasant as well as impeccable customer service with extraordinary communication skills. I recommend this loan company to help many other folks that are seeking loans with achievable interest rates. Thanks again Aguave for such a wonderful experience and many thanks to Rayleen and A+++ agent.
(833)316-3170
info@agavehomeloans.com
