To raise the bar by helping people define and achieve their financial goals.
Why Choose Agave
Agave Home Loans works directly with many lenders to find you the lowest possible interest rate. Our clients' financial goals always come first.
We're independent! We shop for the most competitive rates and negotiate on your behalf for the best possible terms.
Save time. Mortgage applications can take hours to complete. Agave will do the heavy lifting and manage the loan application process efficiently. We collaborate closely with underwriters to quickly process your loan documents.
What our Clients Say About Us
I would highly recommend Agave! Hank and Shanti made the process clear, easy to understand, and uncomplicated. They answered all our questions with genuine care and respect.
Carol B.
13:01 13 Sep 25
These guys will help you in any way possible to get you the deal that you want. Excellent service and the utmost diligence. Highly recommend
Brandon H.
20:36 09 Sep 25
Excellent customer service. These guys even answered questions on Saturday and Sunday. We had a 3 week closing but would have been a week earlier if a lien holder on our house didn't drag their feet on getting us a payoff letter. These guys are top notch! We recommend anyone in AZ to give these guys a try! You won't be disappointed.
Brenda V.
15:23 08 Sep 25
Xavier has been an amazing partner to us as we navigated the crazy market that summer 2025 is proving to be... He has been available to answer questions and offered good advice every step along the way. He's the first call we'll make in a few months when interest rates drop!
Scott K.
20:04 06 Sep 25
I would highly recommend Agave to anyone who is in the market to buy their first home, or is interested in refinancing. The team of Xavier & Dylan were professional and accommodating and truly went above & beyond to make my experience seamless. Xavier was also able to identify that I was being overcharged by my long-time insurance company on my homeowners insurance, which prompted me to investigate and ultimately switch, saving me over $4,000/yr.
Sandra D.
20:29 05 Sep 25
Gavin and Thomas were great helping me with my refinance. Thank you.
Carl D.
19:42 05 Sep 25
Xavier, Dylan, and the whole Agave Home Loans crew are the best! Super responsive and helpful throughout the whole process. Highly recommend. You won’t be disappointed!
Crystal M.
01:31 05 Sep 25
Zach was easy and pleasant to work with. Would definately use again if needed!!! They walked us through every step of the process and explained thoroughly. Great experience
Rebecca B.
18:41 04 Sep 25
This was the easiest transaction ever. Xavier was so helpful with my refinance. Answered all my questions. It was fast and easy. I kept waiting for a hickup but no just smooth sailing.Thanks Xavier and Agave. I have and will continue to recommend them.
Nancy B.
18:33 03 Sep 25
The whole team at agave in Phoenix, AZ were wonderful! easiest closing we have ever had. Thank you!
Brent Penrod C.
00:42 03 Sep 25
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Google Rating
5.0
Based on 1514 reviews
Agave Home Loans
5.0
Carol Bishop
13:01 13 Sep 25
I would highly recommend Agave! Hank and Shanti made the process clear, easy to understand, and uncomplicated. They answered all our questions with genuine care and respect.
Roel Chavez
12:23 11 Sep 25
anthony ragazzo
11:08 11 Sep 25
Brandon Humphries
20:36 09 Sep 25
These guys will help you in any way possible to get you the deal that you want. Excellent service and the utmost diligence. Highly recommend
Brenda Virden
15:23 08 Sep 25
Excellent customer service. These guys even answered questions on Saturday and Sunday. We had a 3 week closing but would have been a week earlier if a lien holder on our house didn't drag their feet on getting us a payoff letter. These guys are top notch! We recommend anyone in AZ to give these guys a try! You won't be disappointed.
Scott Kern
20:04 06 Sep 25
Xavier has been an amazing partner to us as we navigated the crazy market that summer 2025 is proving to be... He has been available to answer questions and offered good advice every step along the way. He's the first call we'll make in a few months when interest rates drop!
Sandra Deal
20:29 05 Sep 25
I would highly recommend Agave to anyone who is in the market to buy their first home, or is interested in refinancing. The team of Xavier & Dylan were professional and accommodating and truly went above & beyond to make my experience seamless. Xavier was also able to identify that I was being overcharged by my long-time insurance company on my homeowners insurance, which prompted me to investigate and ultimately switch, saving me over $4,000/yr.
Carl Davis
19:42 05 Sep 25
Gavin and Thomas were great helping me with my refinance. Thank you.
Crystal Manney
01:31 05 Sep 25
Xavier, Dylan, and the whole Agave Home Loans crew are the best! Super responsive and helpful throughout the whole process. Highly recommend. You won’t be disappointed!
Rebecca Brehmer-Edwards
18:41 04 Sep 25
Zach was easy and pleasant to work with. Would definately use again if needed!!! They walked us through every step of the process and explained thoroughly. Great experience
Nancy Bullock
18:33 03 Sep 25
This was the easiest transaction ever. Xavier was so helpful with my refinance. Answered all my questions. It was fast and easy. I kept waiting for a hickup but no just smooth sailing.Thanks Xavier and Agave. I have and will continue to recommend them.
Brent Penrod CPM
00:42 03 Sep 25
The whole team at agave in Phoenix, AZ were wonderful! easiest closing we have ever had. Thank you!
gary glasser
21:09 02 Sep 25
My experience with Agave Home Loans was flawless. Their communication was perfect. Not too much but not too little either. Most of the application process was online making it a breeze. I would absolutely use them again.
Carolyn Birmingham
19:05 02 Sep 25
We’re in Phoenix and we had such a great time working with Dylan and Jeremy! We’re first time home buyers and they were always available and happy to answer our many questions
Ray Hill
23:31 29 Aug 25
Nick and Alex were very professional and cordial. Kept us informed by providing an update constantly. They answered all our questions without any delays. The entire process was stress free. We highly recommend their services!
Molly Kissel
20:32 28 Aug 25
Scott over at Agave Home Loans is the best, he took such great care of my husband and I during the home buying process. He is knowledgeable and always quick to reply and communicate on things we needed to know during the process! Scott along with Shanti make quite the team over there!! If you are thinking about buying a home and interest rates currently make you nervous- call them to discuss your options!
Beth Wooley
13:26 28 Aug 25
Thomas King & Thomas Jackson were absolutely fabulous. They kept me informed every step of the way during my cashout Refi. They were knowledgeable & very pleasant. Excellent experience .
Gayle Nickerson
15:59 27 Aug 25
Vee Studstill
21:15 26 Aug 25
Outstanding serviceScott shellberg and Dylan Williams were two very pleasant people to work with. Very professional and helpful. Thank you both
Kay Dukes
21:05 26 Aug 25
You cannot ask for better people to work with. From the beginning all the way through to the end the team I had working for me were absolutely marvelous. They kept you informed, answered questions and make sure that you understood everything that was going on. Lyncon and Shanti were the very best people to work with. If all of agave employees are as efficient as they are it is a great company to do business with. Cannot say enough wonderful things about this company.
Victoria Manayan
19:05 26 Aug 25
Agave Loans made the refi process easy and fast
Dave Ware
21:48 25 Aug 25
Lee Edwards was FANTASTIC! He provided us with extremely competitive rates at the beginning of the process. He was there every step of the way for us and the loan closed faster than we thought possible! Highly recommend Lee Edwards and Agave Home Loans. True professionals.
Donna Royalty-Richelderfer
14:31 21 Aug 25
The whole process was very fast. Great communication with everyone. I totally recommend this business
Brenda Williams
05:50 21 Aug 25
If the only answer you won’t to hear is yes, this is the only place to be..Agave Home loans, you feel so stress free knowing you are number one to them and they will do everything to get you approve and in a timely manner.All you have to do it just trust them .. it’s no lies , everything it fast and true..Thanks guys for such an over the top experience.. 100% satisfied….
Victoria Messick
01:33 21 Aug 25
We had an absolutely outstanding experience working with Agave Home Loans. From start to finish, their team demonstrated exceptional professionalism, responsiveness, and attention to detail. Communication was clear and consistent throughout the entire process—they were always available to answer our questions, often responding faster than we expected, and with thorough, easy-to-understand explanations.What really stood out was how proactive they were at every stage. They consistently stayed one step ahead with the paperwork and documentation, ensuring everything was completed efficiently and without any delays. Because of their diligence, the entire process felt smooth, streamlined, and stress-free.It’s rare to find a company that not only meets expectations but truly exceeds them. Agave Home Loans made what can often be a complicated and overwhelming experience feel simple and even enjoyable. We are beyond satisfied with the service we received and can’t recommend them highly enough to anyone looking for a reliable, trustworthy mortgage team. They truly made a difference in our home buying journey!
Faith Lewis
20:44 20 Aug 25
Bryan is amazing! Nick, I appreciate your explanation and guidance!
Big Jim
20:28 20 Aug 25
Agave Home Loans has been the most professional financial institution I have ever dealt with. Everyone was super nice & very helpful.
SheriAnn Taylor-Nihal
23:04 19 Aug 25
Very efficient on both our sides of the paperwork. had a faster turn around becaues of it. They were able to accommodate my unique traveling job and make signing happen in two different states for my husband and I.
Deborah Disheroon
14:24 19 Aug 25
T
19:45 18 Aug 25
Devin and Shanti were the ultimate, helpful and informative, and kept me up-to-date with every step of refinancing my home. I would definitely use them again.
Catherine Allen
15:36 15 Aug 25
Thank you to Jacob and Adrian. Being quite computer illiterate they made this transaction so easy for me. Taking me step by step through the process it went extremely smoothly. I appreciate their patience and kindness.
James Perry Sr
20:58 13 Aug 25
Easy, friendly & professional
Donnie Lokey
19:00 13 Aug 25
Raylene is awesome. Very prompt with detailed communication, polite and professional through every piece from start to finish. Will highly recommend her to family, friends and neighbors.
Juan Munoz
18:57 13 Aug 25
I worked on a refi with Agave Loans specifically Cory Davies and Shanti Clucas and I must say what a pleasure it was from beginning to end. They were super helpful. They looked for different options for me and they were very patient with me. The communication was stellar. There are so many companies out there to chose from but I would totally recommend Agave Loans because they knew how to take care of their customers. Great Job Guys!!!
Joel Blatchford
18:10 13 Aug 25
Helpful and communicable throughout the entire process. Wonderful team to work with and would recommend them to anyone looking for mortgage needs.
Derrick Bell
16:59 13 Aug 25
I've used Agave at least 3 or 4 times now. Each time they've provided exceptional service. I'd highly recommend.
Jacqueline Perry
15:31 13 Aug 25
Sam and Dylan have been absolutely wonderful through our refinance process. They are so professional and yet I feel like I have made two good friends. All of our questions through email and text were answered with a quickness. I would recommend Agave Home Loans to anyone!
Dee Dee Simpson-Glenn
23:37 12 Aug 25
Corey and Adrian were amazing to work with. The refi process can get tedious at times but they stayed in contact throughout. The process went extremely well!!! Thanks guys!
M M
20:43 11 Aug 25
Great experience with Agave. Xavier Smith Guitirrez, couldn't do it without you and your team. I enjoyed the communication and engagement experience and keeping us informed of the whole process, what was expected, and what to look out for. The flexibility and availability was amazing. I hope we do more business again soon. Highly recommend
Delshawn Santiago
19:04 11 Aug 25
I was impressed by the patience, professionalism and the fact that I was guided with support, every step of the way, in getting a refinanced mortgage. I had never heard of Agape mortgage, but am happy I know them now. Representatives are polite and understanding. Will definitely utilize them in the future!
Preston Driver
17:51 11 Aug 25
Outstanding customer service and everything went flawless!!
Jason Gonzales
03:59 08 Aug 25
Great experience from Nick Arguellez and Hector Diaz! Great communication and helped work through my situation with self employment and businesses.
Tanya Boyd
22:26 06 Aug 25
Josh and Adrian were awesome on top of everything.
Deborah Hall
16:50 06 Aug 25
Working with Agave was such a wonderful experience. The Nick and his team work expeditiously and professionally in processing my refinancing. Everything was thoroughly explained and there no surprises.I highly recommend Agave
becca figiel
01:27 06 Aug 25
I wasnt able to get approved for a home refinance loan from any of the big banks. However, Agave was able to get me approved for a refinance loan without a problem. I worked with Scott & Nick throughout my entire loan process - which took longer than normal, but they both had no problem escalating it when he realized there were some hiccups. They were extremely great at keeping me in the loop every step of the process to get the loan completed. 10/10 recommend!
Sri
00:30 06 Aug 25
Raylene was amazing and patient throughout the entire process. Loved the service!
Vernica Cabbagestalk
23:48 05 Aug 25
Christian and Adrian were the easiest agents to deal with from start to finish. They made refinancing my home easy and their communication is immaculate!! I would use them over and over again. I truly appreciate them and will recommend them to anyone needing help with refi or buying a home. They have made my life much easier and I couldn't be happier.
Hasenet 81
18:31 05 Aug 25
Zulimar Vega
22:30 29 Jul 25
Kacie Schrader
20:03 28 Jul 25
Nothing but wonderful things to say about working with this company, specifically Greyson and Dylan! They made the process so easy and they were very good at communicating throughout the process.
Sam & CJ did a wonderful job the entire process of our refinance. They were communicative at all times of day and I never needed to worry that the job wasn’t being done and done well. I would recommend Agave Home Loans to all family and friends. They are knowledgeable, responsive, and honest. Thank you Agave, we are loyal clients for life!
Agave stgave me the lowest fees and rate after shopping around for the best deal. After locking in my rate it was a smooth sailing towards closing. No gimmicks, no issues. I’ll definitely be referring my family and friends. Thank you Stephan Elliot and Dylan Williams for the smooth transaction
Give Doug and his staff a chance, and you won't be sorry. I literally trolled through a dozen refinance companies, and Agave provided me a far better loan with much better terms than the other companies who sucked up so much of my time could provide.
We are very pleased with the expert advice and excellent customer service at Agave Home Loans. We worked with Stephen and Alexa and they were awesome. They walked us through our options and explained them in simple terms we could understand. We were able to get a better interest rate and lower our mortgage payment significantly. We highly recommend them. Choose Agave Home Loans and save a ton of money like we did!
I couldn’t be happier with how easy and pain free my refinance went with Josh Lindsey at Agave. Josh and his team were always there to answer every one of my questions. They got me a great rate and made it very worth my time to go through with my refinance. I appreciate the team at Agave and will be recommending them to anyone looking to buy or refinance in the future.
Our experience with Agave Home Loans from beginning to the end was phenomenal. Josh Lindsey and Dylan Williams went above and beyond to help our refinance go as smooth and quickly as possible. They were in constant communication with us every step of the way. We were so impressed with Josh from our first conversation with him. He listened to what we wanted to do and worked with us. He took the time to explain each and every option available to us. Josh also responded to us after hours when we had questions or concerns. We found both Josh and Dylan to be professional, efficient and thorough. We closed in a month. We enjoyed working with Josh and his outstanding sense of humor and would highly recommend Agave Home Loans.
Doug was very helpful with my refinance. He helped me find cheaper insurance. I saved quite a bit of $ .My refinance saved me about $400. Doing this refinance really help me out. He was dedicated, patient and willing to get the job done. Thanks so much for everything! Especially in the times we are experiencing right now.
Big shout out to Doug and Alexa from Agave Home Loans. Our loans were out of the ordinary - two refi's, two states, signing title papers in two different states. Whatever curve ball I threw at Doug and Alexa they answered promptly and professionally. They also asked what our long term goals were to ensure we were getting the best loan for our needs. Highly recommend!!!
I am a first time buyer and the process can be quite overwhelming. I had the pleasure of working with Marshall and he made this confusing and new process as comfortable and clear as possible. I could not be happier with the time I had going through the entire process of purchasing my first home!
Great experience!!! The entire refinance was super fast and very easy. Thanks Agave for getting us a lower interest rate and helping us make the most money possible with our home loan!
Buying a house in this competitive market is stressful. Working with Marshall and the team is not. Professional, quick, and responsive. Not much more you can ask for. I 100% would recommend Agave Home Loans and will be using them again.
Great experience working with Josh & Alex. Got the process going very quickly, locked me in at a great rate and gave me weekly calls for updates throughout the transaction. Very stress free and closed quickly!! Would highly recommend.
They are an awsome team! They answer all my questions and as soon as I contacted them they would respond in a timely manner. They walked me through the process. They contact my previous lender and took care of all the info. They needed. Best Rate so happy with them. Highly Recommended!
I got a cold call from Marshall G. about refinancing. He did a good job of answering all my questions and built trust. It turned out to be the right time and things worked smoothly. Marshall was very responsive and helpful throughout the process. Would recommend!
I just refinanced with Agave Home Loans, and the process was so easy! I'll admit I'm slightly biased -- I'm married to a co-owner -- but he asked for "blunt and honest feedback." Alex and Doug were awesome! I spent less than 20 minutes from start to finish. The notary canceled on us morning of, but the team worked to find someone to fill in that same day. Everything worked out, our rate is lower, and we were able to skip a payment. If you're in the market for a new home or looking to refinance, call Agave!
I couldn't recommend Agave Home Loans enough! Their entire team was on board during our purchase process. This made their communication style exceed expectations and feel like someone was always working on our loan. They were professional, quick and honest. Our purchase loan closed in 12 business days! It also needs to be said that their rates cannot be beat! I look forward to refinancing with them one day.
Agave home loans was so amazing in helping us refinance our house! They gave us excellent and candid advice about what was our best options on taking cash out and keeping our payment the same or lowering our payment a good amount. Everyone was so easy to work with!
I talked to Sam and went over all our documents with him and he pre approved us for a loan. When we signed a contract two weeks later for a condo he then told us since I was unemployed that we couldn’t use my income and we weren’t going to be able to get the loan. Even though when I first talked to him I told him I was retired but drive for Uber and Lyft for extra money . But I told him I’m not driving now because I’m making more on unemployment and don’t have to put myself at risk driving people around the area . I asked him why you didn’t tell us this two weeks ago when he pre approved us and we sent him pages of documentation. I told him I understand if you can’t get a loan when your unemployed but why did he string us along for 2 weeks. He had no idea about the unemployment situation in the US and that unemployment was at 15 percent nationwide. I was totally flabbergasted and sounds like he didn’t know about Covid 19 either. There co owner paul called me to apologize but at that point he couldn’t do anything. We called another mortgage company and an hour later we had a mortgage without using my info. We just used my wife’s documents and they put me on title
I would definitely recommend Agave Home Loans. The broker Sam was knowledgeable, professional and helpful in answering my questions. He was so efficient, the loan closed so fast, which really impressed me. The process was all online and easy to complete. I would definitely recommend working with Sam Syburg , I felt like he had my best interest always in mind Thank you Sam!
Working with Agave Home Loans was the easiest refinance experience I have had. Sam was knowledgeable, honest, and always had my best interests in mind. I can’t say enough good things about the Agave team. I’ll be a repeat customer and would recommend for anyone to work with them.
Doug reached out to us at just the right time! We were ready to refinance and he was able to get us the best deal. He and Alex were helpful, prompt, kind, and effective. We are so happy with our refinance and are looking forward to putting some money back into our home with our lower rate and monthly payments.
Their pricing and customer service was excellent. Loan closed on time. "Cost" of the loan was so much cheaper than Quicken Loans! Communication between us and our Broker Sam was outstanding...highly recommend!
Our experience with the Agave team was quick and easy (we've refinanced before and it was way less complicated this time)...and we are thrilled to have lowered our monthly payment! We call that, "finding money" in our house! Thanks Sam and the Agave team!
I can not say enough good things about my experience with Agave Home Loans! They were consistently professional, informative and excellent at what they do. Agave let us know what to expect, communicated with us throughout the entire process and got the job done quickly! They could not have made it any more simple or painless. Agave absolutely delivered what they promised and I would not hesitate to recommend them to anyone!
The best. They made my refinance super easy on me and saved me a bunch of money. They were able to breakdown my options in a way I could understand so that I could choose the option that worked best for me. Not enough good things to say. I will be using them in the future.
(833)316-3170
info@agavehomeloans.com
