To raise the bar by helping people define and achieve their financial goals.
Why Choose Agave
Agave Home Loans works directly with many lenders to find you the lowest possible interest rate. Our clients' financial goals always come first.
We're independent! We shop for the most competitive rates and negotiate on your behalf for the best possible terms.
Save time. Mortgage applications can take hours to complete. Agave will do the heavy lifting and manage the loan application process efficiently. We collaborate closely with underwriters to quickly process your loan documents.
What our Clients Say About Us
I had a fantastic experience refinancing my home with Agave Home Loans. The team was professional, knowledgeable, and made the entire process simple and stress-free. They explained everything clearly and kept me informed throughout the process and worked hard to get me the best possible terms.
Sandy R.
18:53 16 Mar 26
Donovan was incredibly positive, encouraging, and very knowledgeable about the home buying process. He took the time to explain everything in a way that made sense for where I am in my home buying journey.After a negative experience with a lender from another company that left me feeling discouraged, Donovan really changed that for me. His professionalism and support helped get me back on track and feeling confident again. Thank you !
DeJ
05:12 14 Mar 26
These folks really handled our loan well. Outstanding communications, and clarity of the process. They got everything we needed and delivered it in a timely manner. Thank you!!! ⭐️⭐️⭐️⭐️⭐️
Jeff L.
20:16 13 Mar 26
Those 2 young gentlemen was awesome to work with.they seem to have my best interests in mind.and seem very caring and kind human beings.i feel very honored to had them on my team
ROBERT L.
17:38 13 Mar 26
Jason and Alex were so helpful and communicated constantly as this was our first ever home refinance. I recommend Agave and Jason and Alex to anyone looking to refinance their homes. A great experience!
Ryan T.
17:33 13 Mar 26
Our process went fast and smoothly. Jacob, Dylan and Marek were efficient and great to work with. Thanks for everything!
Margi L.
12:34 13 Mar 26
The people at Agave loans are awesome! They are kind and treat you with respect. They were in contact with me every step of my loan process. They made it easy and quick. Thank you Agave. Special thanks to Alex.
Jody S.
17:22 12 Mar 26
Christian was excellent. He was knowledgeable and responsive making sure the entire loan process went smoothly.
Tina H.
16:27 12 Mar 26
We worked with Zach Blasi and he made refinancing incredibly straight forward. We are so lucky that was got an great rate compared to our prior one, and we had clear communication throughout the entire process. We had previously spoke to other companies, but Agave got us the best rate as well the most straight forward process. Would highly recommend to others!
Amanda G.
04:02 12 Mar 26
It was a easy process.
Dan M.
17:10 11 Mar 26
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Google Rating
5.0
Based on 1784 reviews
Agave Home Loans
5.0
Mercedes Piloto
20:40 16 Mar 26
Sandy Russell
18:53 16 Mar 26
I had a fantastic experience refinancing my home with Agave Home Loans. The team was professional, knowledgeable, and made the entire process simple and stress-free. They explained everything clearly and kept me informed throughout the process and worked hard to get me the best possible terms.
DeJ
05:12 14 Mar 26
Donovan was incredibly positive, encouraging, and very knowledgeable about the home buying process. He took the time to explain everything in a way that made sense for where I am in my home buying journey.After a negative experience with a lender from another company that left me feeling discouraged, Donovan really changed that for me. His professionalism and support helped get me back on track and feeling confident again. Thank you !
Jeff Lovegrove
20:16 13 Mar 26
These folks really handled our loan well. Outstanding communications, and clarity of the process. They got everything we needed and delivered it in a timely manner. Thank you!!! ⭐️⭐️⭐️⭐️⭐️
ROBERT LEMONS
17:38 13 Mar 26
Those 2 young gentlemen was awesome to work with.they seem to have my best interests in mind.and seem very caring and kind human beings.i feel very honored to had them on my team
Ryan Thomas
17:33 13 Mar 26
Jason and Alex were so helpful and communicated constantly as this was our first ever home refinance. I recommend Agave and Jason and Alex to anyone looking to refinance their homes. A great experience!
Margi Lane
12:34 13 Mar 26
Our process went fast and smoothly. Jacob, Dylan and Marek were efficient and great to work with. Thanks for everything!
Jody Siverson
17:22 12 Mar 26
The people at Agave loans are awesome! They are kind and treat you with respect. They were in contact with me every step of my loan process. They made it easy and quick. Thank you Agave. Special thanks to Alex.
Tina Hall
16:27 12 Mar 26
Christian was excellent. He was knowledgeable and responsive making sure the entire loan process went smoothly.
Amanda Gregory
04:02 12 Mar 26
We worked with Zach Blasi and he made refinancing incredibly straight forward. We are so lucky that was got an great rate compared to our prior one, and we had clear communication throughout the entire process. We had previously spoke to other companies, but Agave got us the best rate as well the most straight forward process. Would highly recommend to others!
Dan Maddox
17:10 11 Mar 26
It was a easy process.
Benjamin Hutto
16:19 11 Mar 26
Phenomenal experience with Alex Izumi and Cristian Saenz. We will definitely use Agave again in the future.
Deborah Griffin
15:16 11 Mar 26
This was a hiccup free process. It did take a while only because of issues with GM.
mitzy powell
13:35 11 Mar 26
Kori and Nick were the best they keep you updated step-by-step fast service no hiccups would recommend and also use again for my future needs
shannon schlimgen
04:06 11 Mar 26
Agave Home Loans was a pleasure to work with. Everyone was so kind and supportive throughout the loan process. Donavan is my hero. We had tried for years to refinance our home and take out cash to payoff debit. We were faced with denial after denial due to low credit score. We are now able to payoff those debts and enjoy life again. We will forever be grateful to the Agave team.
Kimberly Clifton
20:49 10 Mar 26
The team at Agave Home Loans were so helpful to us through the whole process. They were available for questions and were quick to explain everything. We felt very comfortable with them and appreciated their guidance.
Bill Kaucher
15:30 10 Mar 26
We had an outstanding experience working with Scott Shellberg, Presidents Club Mortgage Originator, Adrian Pelayo, Sr. Processor, and the entire team at Agave Home Loans during my recent mortgage refinance.From the very beginning, the team was professional, knowledgeable, and extremely responsive. Scott took the time to understand my goals and financial needs, and he helped structure a loan with a rate and term that fit exactly what we were looking for. His guidance throughout the process gave me complete confidence that I was making the right decision.Adrian Pelayo and the processing team were equally impressive. Communication was clear, timely, and consistent from start to finish. Every step of the process—from the initial estimates to the final closing documents—was explained thoroughly and documented clearly. There were no surprises along the way, and the upfront pricing and transparency made the entire experience smooth and stress-free.What stood out most was their accessibility. Whenever I had a question, someone was always available to help. If they weren’t immediately available, they returned my call, text, or email quickly, which made a big difference during an important financial transaction like a refinance.Overall, the service, professionalism, and attention to detail from Scott, Adrian, and the Agave Home Loans team were exceptional. We highly recommend them to anyone looking for a mortgage or refinance handled with expertise, integrity, and outstanding customer care.Thank you!William and Deborah Kaucher
Gary Kisicki
03:19 10 Mar 26
I was quoted a full percent higher with agave than what I ended up getting
Suri Bulusu
18:00 09 Mar 26
I have decided to take a home equity loan and I selected 3 out of many who responded for quotes. I went with Agave and my choice turned out to be very positive. Not only the rate was competitive, but the support from Kevin Aguilar and Alex Izumi was extremely good. Kevin stayed with me from the very first conversation till closing and responded in realtime for all my questions. The loan process was well streamlined and went smoothly. Kevin was thorough and asked critical questions upfront so that the underwriting and backend went through quick. Alex and Kevin were both updating me constantly as the underwriting was in progress and were very professional. Thanks to the team of Agave.
Becky Barrow
01:07 08 Mar 26
I couldn't be happier with the service I received from the folks at Agave. Carlos and Alex were excellent...professional, courteous and FAST! I've never seen a home loan go through this quickly and without any hiccups. I definitely recommend them for anyone looking for competitive rates and excellent service.
John Vecoli
23:48 07 Mar 26
I recently had the opportunity to work with Jacob Donaldson and Nick Arguellez on my refinance. These 2 gentlemen where the best I have ever worked with. Questions were answered in a timely manor. Felt comfortable from the 1st phone call. Definitely will work with Jacob and Nick in the future.
Circle of Friends
21:52 06 Mar 26
Great exsperince fast process and there very knowledgeable
Bernard Bryant
19:48 06 Mar 26
John Glass
17:56 06 Mar 26
Well as it once was stated this was easy peazy nice and squeezey. This loan was so smooth there were no we can get you this much back then half way through the proposed payment goes up or the cash out drops significantly. For a Californian this was great
Joel Goodsen
16:43 06 Mar 26
Working with this company has been very pleasant as well as impeccable customer service with extraordinary communication skills. I recommend this loan company to help many other folks that are seeking loans with achievable interest rates. Thanks again Aguave for such a wonderful experience and many thanks to Rayleen and A+++ agent.
Jennifer Hough
23:25 05 Mar 26
Our experience with Agave Home Loans was excellent from start to finish. Sam and Alex were incredibly responsive, very fast, and extremely helpful throughout the entire process. They made everything smooth and easy, answering questions quickly and keeping things moving.We were able to close on our loan in exactly three weeks from application to closing, which exceeded our expectations. Their efficiency and professionalism really stood out.We would highly recommend Agave Home Loans to anyone looking for a reliable and responsive lending team, and we will definitely be using them again for our future home financing needs.
Daniel Rea
20:52 05 Mar 26
I've been kicked around from mortgage lenders for years.i just what to say how I appreciate Agave and Eddie myself.they listen to me and made my life easier.if you have mortgage issues I really believe they take some weight off your shoulders..Thankyou.Edddie.
Sean Gelson
21:18 04 Mar 26
absolutely amazing customer service never have dealt with a better lender or Mortgage Broker in my life and in my 14 years in commercial real estate development, projects and investment sales
Jacobey Dolesh
19:37 04 Mar 26
Dev (LC) and Adrian (LP) were extremely helpful in the process. Timely updates, clear set instructions. Really simple and straightforward refinance. Can’t recommend them enough!
Don Benjamin
17:11 04 Mar 26
Xavier Gutierrez and Dylan Williams were a pleasure to work with on my recent refi/debt consolidation loan. He kept me informed every step of the way through text and phone calls. The loan I ended up with fit my needs and I would be comfortable recommending Xavier to anyone. This is my second refi through Agave
tammy sargent
01:01 04 Mar 26
Dylan Williams was very helpful, explaining everything each step of the way including the closing.We were pleasantly surprised with the ease ofworking with the Agave loan team from application to closing.we will definitely recommend them.
Tara Allen
18:14 03 Mar 26
It was a pleasure to work with Anthony. His patience and his encouraging words helped us to hold on throughout the loan process.He was always available to answer our questions, whether direct or through a follow up call.Thanks Anthony, you’re the best!! .
Cathie Conner
16:39 03 Mar 26
Louis T. Leavell
14:14 03 Mar 26
I am announcing to military veterans everywhere the satisfaction I have experienced working with Agave Home Loans, specifically Xavier Gutierrez and Thomas King. The team has integrity!Xavier and Thomas professional conduct has exceeded my expectations of businessmen completing financial transactions with military members and our honorably hard-earned federal benefits. Agave Home Loans and Mortgage has earned my return future business.
Jeff Schmidt
23:19 02 Mar 26
Very efficient, helpful, and friendly! They worked quickly to get my loan and cash out.
Lori Barklow
00:11 02 Mar 26
Adrian PELAYO and Taylor Barklow were just on it. My experience was very smooth and speedy. You guys got it together thank you so much. Lori and John
Zack Sizemore
17:49 28 Feb 26
Worked with Chris at Agave on an equity loan for my home in SC. They were very efficient and we closed in less than 2 weeks.
Sandra McCoy
23:57 27 Feb 26
Excellent service. Constant follow up during the entire process. Could not have had a better experience with the refinance. Very knowledgeable staff. Zack went above and beyond to ensure was a smooth and stress free process. Would highly recommend. 10 stars across the board
Steven Quade
20:19 27 Feb 26
Agave has called me twice today on solicited saying they monitor experian credit pulls, this is unacceptable business practices and agents are hard to get off phone unless you hang up, please guys, no vultures
Neal Jr Borntrager
02:17 27 Feb 26
Chris has been a great individual to work with.I despise paperwork, and he made it very easy for us, all we had to do was the signing.I was trying to get a loan from a local bank and was a FEW MONTHS in and LOTS of paperwork. When Agave called me I decided to give them a shot, it was a day less then 3 weeks after I gave them the go ahead we had the closing! They are great people to work with.
Anabell Rosier
15:11 26 Feb 26
The process was easy and the personal service was fantastic I will recommend it to anyone Thanks for everything you made my dream come true
William
00:38 26 Feb 26
Chris recently helped me pull cash from my home in Alabama. He kept me informed during every step of the process. Hoping to use them again if rates go down!
Richard Petrucelli
00:22 26 Feb 26
Chris at Agave helped me lower the rate on my HELOC to save money. He walked me through every step of the process and made it quick and easy for me.
Hank Gates
00:05 26 Feb 26
Mr. Rogenhofer and the team at Agave Home Loans were absolutely fantastic to work with. Mr. Rogenhofer was knowledgeable, responsive, and made the entire process smooth from start to finish. He took the time to explain everything clearly, answered all my questions, and made sure I felt confident every step of the way.What really stood out was his professionalism and genuine care. He made what can often be a stressful process feel straightforward and manageable. I truly appreciate the level of communication and attention to detail.If you’re looking for a reliable and trustworthy lender, I highly recommend Mr. Rogenhofer and Agave Home Loans. I’m grateful for the great experience!
Rudy Castillo
16:51 25 Feb 26
Chris was Awesome to work with, highly recommended
Chris Gumm
16:27 25 Feb 26
My experience was very positive. It was a quick, smooth, painless process and they provided prompt communication along the way. Very happy with the results.
Heather Lynch
05:56 21 Feb 26
Amazing quality, efficiency and professionalism. Great experience!
Joseph Lintz
21:46 19 Feb 26
Chris Rogenhofer was truly outstanding - EXCELLENT on every level! He was professional, polite, knowledgeable, and best of all went the extra mile! I am not an easy sell but Chris won me over with his trustworthiness. I will be calling Chris with all of my future home loan needs! Agave is lucky to have Chris as he is a true asset!
Ethan Thomas
15:24 19 Feb 26
I don’t do bad reviews unless I really feel like I need too. I was shopping for a small second mortgage to do more upgrades to my house. I was potentially going to pull 50k and got a quote. For a 15 year, they were going to charge over 51%! $96,840 would have been what I paid. That is absolutely ridiculous. Donavon was good with customer service but I guess what does it matter if they don’t really care in the end. My credit score is high 700’s too! Absolutely mind blowing.
JB Madewell
02:01 18 Feb 26
Chris and Agave were great from start to finish. Chris even helped us save money on our home insurance in the process.
Sam & CJ did a wonderful job the entire process of our refinance. They were communicative at all times of day and I never needed to worry that the job wasn’t being done and done well. I would recommend Agave Home Loans to all family and friends. They are knowledgeable, responsive, and honest. Thank you Agave, we are loyal clients for life!
Agave stgave me the lowest fees and rate after shopping around for the best deal. After locking in my rate it was a smooth sailing towards closing. No gimmicks, no issues. I’ll definitely be referring my family and friends. Thank you Stephan Elliot and Dylan Williams for the smooth transaction
Give Doug and his staff a chance, and you won't be sorry. I literally trolled through a dozen refinance companies, and Agave provided me a far better loan with much better terms than the other companies who sucked up so much of my time could provide.
We are very pleased with the expert advice and excellent customer service at Agave Home Loans. We worked with Stephen and Alexa and they were awesome. They walked us through our options and explained them in simple terms we could understand. We were able to get a better interest rate and lower our mortgage payment significantly. We highly recommend them. Choose Agave Home Loans and save a ton of money like we did!
I couldn’t be happier with how easy and pain free my refinance went with Josh Lindsey at Agave. Josh and his team were always there to answer every one of my questions. They got me a great rate and made it very worth my time to go through with my refinance. I appreciate the team at Agave and will be recommending them to anyone looking to buy or refinance in the future.
Our experience with Agave Home Loans from beginning to the end was phenomenal. Josh Lindsey and Dylan Williams went above and beyond to help our refinance go as smooth and quickly as possible. They were in constant communication with us every step of the way. We were so impressed with Josh from our first conversation with him. He listened to what we wanted to do and worked with us. He took the time to explain each and every option available to us. Josh also responded to us after hours when we had questions or concerns. We found both Josh and Dylan to be professional, efficient and thorough. We closed in a month. We enjoyed working with Josh and his outstanding sense of humor and would highly recommend Agave Home Loans.
Doug was very helpful with my refinance. He helped me find cheaper insurance. I saved quite a bit of $ .My refinance saved me about $400. Doing this refinance really help me out. He was dedicated, patient and willing to get the job done. Thanks so much for everything! Especially in the times we are experiencing right now.
Big shout out to Doug and Alexa from Agave Home Loans. Our loans were out of the ordinary - two refi's, two states, signing title papers in two different states. Whatever curve ball I threw at Doug and Alexa they answered promptly and professionally. They also asked what our long term goals were to ensure we were getting the best loan for our needs. Highly recommend!!!
I am a first time buyer and the process can be quite overwhelming. I had the pleasure of working with Marshall and he made this confusing and new process as comfortable and clear as possible. I could not be happier with the time I had going through the entire process of purchasing my first home!
Great experience!!! The entire refinance was super fast and very easy. Thanks Agave for getting us a lower interest rate and helping us make the most money possible with our home loan!
Buying a house in this competitive market is stressful. Working with Marshall and the team is not. Professional, quick, and responsive. Not much more you can ask for. I 100% would recommend Agave Home Loans and will be using them again.
Great experience working with Josh & Alex. Got the process going very quickly, locked me in at a great rate and gave me weekly calls for updates throughout the transaction. Very stress free and closed quickly!! Would highly recommend.
They are an awsome team! They answer all my questions and as soon as I contacted them they would respond in a timely manner. They walked me through the process. They contact my previous lender and took care of all the info. They needed. Best Rate so happy with them. Highly Recommended!
I got a cold call from Marshall G. about refinancing. He did a good job of answering all my questions and built trust. It turned out to be the right time and things worked smoothly. Marshall was very responsive and helpful throughout the process. Would recommend!
I just refinanced with Agave Home Loans, and the process was so easy! I'll admit I'm slightly biased -- I'm married to a co-owner -- but he asked for "blunt and honest feedback." Alex and Doug were awesome! I spent less than 20 minutes from start to finish. The notary canceled on us morning of, but the team worked to find someone to fill in that same day. Everything worked out, our rate is lower, and we were able to skip a payment. If you're in the market for a new home or looking to refinance, call Agave!
I couldn't recommend Agave Home Loans enough! Their entire team was on board during our purchase process. This made their communication style exceed expectations and feel like someone was always working on our loan. They were professional, quick and honest. Our purchase loan closed in 12 business days! It also needs to be said that their rates cannot be beat! I look forward to refinancing with them one day.
Agave home loans was so amazing in helping us refinance our house! They gave us excellent and candid advice about what was our best options on taking cash out and keeping our payment the same or lowering our payment a good amount. Everyone was so easy to work with!
I talked to Sam and went over all our documents with him and he pre approved us for a loan. When we signed a contract two weeks later for a condo he then told us since I was unemployed that we couldn’t use my income and we weren’t going to be able to get the loan. Even though when I first talked to him I told him I was retired but drive for Uber and Lyft for extra money . But I told him I’m not driving now because I’m making more on unemployment and don’t have to put myself at risk driving people around the area . I asked him why you didn’t tell us this two weeks ago when he pre approved us and we sent him pages of documentation. I told him I understand if you can’t get a loan when your unemployed but why did he string us along for 2 weeks. He had no idea about the unemployment situation in the US and that unemployment was at 15 percent nationwide. I was totally flabbergasted and sounds like he didn’t know about Covid 19 either. There co owner paul called me to apologize but at that point he couldn’t do anything. We called another mortgage company and an hour later we had a mortgage without using my info. We just used my wife’s documents and they put me on title
I would definitely recommend Agave Home Loans. The broker Sam was knowledgeable, professional and helpful in answering my questions. He was so efficient, the loan closed so fast, which really impressed me. The process was all online and easy to complete. I would definitely recommend working with Sam Syburg , I felt like he had my best interest always in mind Thank you Sam!
Working with Agave Home Loans was the easiest refinance experience I have had. Sam was knowledgeable, honest, and always had my best interests in mind. I can’t say enough good things about the Agave team. I’ll be a repeat customer and would recommend for anyone to work with them.
Doug reached out to us at just the right time! We were ready to refinance and he was able to get us the best deal. He and Alex were helpful, prompt, kind, and effective. We are so happy with our refinance and are looking forward to putting some money back into our home with our lower rate and monthly payments.
Their pricing and customer service was excellent. Loan closed on time. "Cost" of the loan was so much cheaper than Quicken Loans! Communication between us and our Broker Sam was outstanding...highly recommend!
Our experience with the Agave team was quick and easy (we've refinanced before and it was way less complicated this time)...and we are thrilled to have lowered our monthly payment! We call that, "finding money" in our house! Thanks Sam and the Agave team!
I can not say enough good things about my experience with Agave Home Loans! They were consistently professional, informative and excellent at what they do. Agave let us know what to expect, communicated with us throughout the entire process and got the job done quickly! They could not have made it any more simple or painless. Agave absolutely delivered what they promised and I would not hesitate to recommend them to anyone!
The best. They made my refinance super easy on me and saved me a bunch of money. They were able to breakdown my options in a way I could understand so that I could choose the option that worked best for me. Not enough good things to say. I will be using them in the future.