To raise the bar by helping people define and achieve their financial goals.
Why Choose Agave
Agave Home Loans works directly with many lenders to find you the lowest possible interest rate. Our clients' financial goals always come first.
We're independent! We shop for the most competitive rates and negotiate on your behalf for the best possible terms.
Save time. Mortgage applications can take hours to complete. Agave will do the heavy lifting and manage the loan application process efficiently. We collaborate closely with underwriters to quickly process your loan documents.
What our Clients Say About Us
Highly recommend Agave Home Loans. Raylene Espinoza was very nice, efficient and informative. My loan was funded in less than two weeks. Great team!!
Thelma J.
14:14 06 Feb 25
Great company, even with less than good credit they are able to help.
Janice W.
22:11 04 Feb 25
Agradecemos mucho su ayuda ,, muy profesionales todo su grupo de trabajo
Aaron A.
22:23 29 Jan 25
My lender Eric was amazing. He answered all my questions and got me a really good interest rate. Also, he was always available to answer all my questions throughout the entire process. I would definitely recommend using this company.
Maria M.
22:21 29 Jan 25
I have nothing but good things to say about Agave home loans. Adrian Palayo is the best to work with. So helpful and easy to understand. Very quick from start to finish. I would go to him again.
Sharon B.
14:21 29 Jan 25
I have been through quite a few refi's. My experience with Agave Homes has been a very pleasant experience. From the moment I was contacted by Agave to the final closing. My agent was Dylan Williams who was professional and knowledgeable in the whole process. What I appreciated the most it wasn't necessary for me to contact Dylan for updates. He kept me posted. He contacted me with updates as they occurred. That was a very satisfying. I wouldn't hesitate giving my recommendation to anyone seeking a refi.
alfred G.
04:12 28 Jan 25
Jack Puentes worked with me from day one and throughout my entire process of acquiring a 1st mortgage. He was never pushy and was happy to discuss different loans, cash out vs LOC equity in order to make sure I acquired the maximum cash and best pricing. I appreciated his honesty, full disclosure, and availability even at odd hours or weekends. After Jack put my initial packet of information together, he then handed it off for final processing to Thomas King who was also very good but continuing to have Jack in the loop from beginning to end was comforting. Customer service was top-notch and Jack even asked after my closing if there was anything he or Agave could have done better, which was refreshing and the fact that they care is probably why they are good. I researched 5 different companies and had 3 solid offers before choosing Agave and I am glad I did! Thank you!!
2days2cents
01:30 28 Jan 25
My agent Nick, answered every question, walked me through every step with great care, confidence and courtesy. He contacted me frequently with updates and explained the complex processes so I felt confident in making decisions. I would enthusiastically work with him and Agave for any future need.
Carroll S.
01:37 25 Jan 25
Professional, courteous, flexible - even when we missed a date for signing documents due to a last-minute schedule conflict, they provided an immediate alternate date! REALLY enjoyed working with the Agave team and would do so again!!
Frank de M.
13:51 23 Jan 25
Extremely professional operation. Even handled my issue diligently and quickly. I would highly recommend Dylan and Agave Home Loans!
Derrick B.
20:41 22 Jan 25
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Google Rating
5.0
Based on 1296 reviews
Agave Home Loans
5.0
Thelma Johnson
14:14 06 Feb 25
Highly recommend Agave Home Loans. Raylene Espinoza was very nice, efficient and informative. My loan was funded in less than two weeks. Great team!!
Janice Wheeler
22:11 04 Feb 25
Great company, even with less than good credit they are able to help.
Angela Clontz
22:51 03 Feb 25
Aaron Acevedo
22:23 29 Jan 25
Agradecemos mucho su ayuda ,, muy profesionales todo su grupo de trabajo
Maria McCarthy
22:21 29 Jan 25
My lender Eric was amazing. He answered all my questions and got me a really good interest rate. Also, he was always available to answer all my questions throughout the entire process. I would definitely recommend using this company.
Sharon Berry
14:21 29 Jan 25
I have nothing but good things to say about Agave home loans. Adrian Palayo is the best to work with. So helpful and easy to understand. Very quick from start to finish. I would go to him again.
alfred groves
04:12 28 Jan 25
I have been through quite a few refi's. My experience with Agave Homes has been a very pleasant experience. From the moment I was contacted by Agave to the final closing. My agent was Dylan Williams who was professional and knowledgeable in the whole process. What I appreciated the most it wasn't necessary for me to contact Dylan for updates. He kept me posted. He contacted me with updates as they occurred. That was a very satisfying. I wouldn't hesitate giving my recommendation to anyone seeking a refi.
2days2cents
01:30 28 Jan 25
Jack Puentes worked with me from day one and throughout my entire process of acquiring a 1st mortgage. He was never pushy and was happy to discuss different loans, cash out vs LOC equity in order to make sure I acquired the maximum cash and best pricing. I appreciated his honesty, full disclosure, and availability even at odd hours or weekends. After Jack put my initial packet of information together, he then handed it off for final processing to Thomas King who was also very good but continuing to have Jack in the loop from beginning to end was comforting. Customer service was top-notch and Jack even asked after my closing if there was anything he or Agave could have done better, which was refreshing and the fact that they care is probably why they are good. I researched 5 different companies and had 3 solid offers before choosing Agave and I am glad I did! Thank you!!
Carroll Spinks
01:37 25 Jan 25
My agent Nick, answered every question, walked me through every step with great care, confidence and courtesy. He contacted me frequently with updates and explained the complex processes so I felt confident in making decisions. I would enthusiastically work with him and Agave for any future need.
Frank de Monbrun
13:51 23 Jan 25
Professional, courteous, flexible - even when we missed a date for signing documents due to a last-minute schedule conflict, they provided an immediate alternate date! REALLY enjoyed working with the Agave team and would do so again!!
Derrick Bell
20:41 22 Jan 25
Extremely professional operation. Even handled my issue diligently and quickly. I would highly recommend Dylan and Agave Home Loans!
John Rojas
15:00 22 Jan 25
Adrian and Zack are great guys to help you ,Agave worked with us on the loan, great company to help people out, thanks
Gerald Speights
16:46 17 Jan 25
Jena throne is epitome of a Broker. I basically did nothing because she was always on top of paperwork etc.
Ray Karp
15:56 17 Jan 25
Was hooked up with Mike Ismail.. couldn’t have asked for a nicer guy.. he handled everything right.. I was very pleased with his professionalism.. thanks Swift
Terri Lester
02:37 17 Jan 25
Rebecca Walley
22:12 16 Jan 25
Adrian Pelayo, When on and beyond call for our refinance. Not only was he helpful from start to completion but he enjoyed hearing some of my stories about our home and my granddaughter the personal touch. I most certainly Agave and Adrian.
Ashley Fisher
22:06 16 Jan 25
Excellent communication and made the process easy!! Thanks Adrien!
Steaven Jiles
20:51 16 Jan 25
Dont Play
16:59 16 Jan 25
Best company to work with hands down . I highly recommend. We worked with Zach and shanti and they were amazing .
Lolita Traore
16:00 14 Jan 25
The process was very straightforward and representative quick to respond to inquiries. I would definitely work with Agave Home Loans again.
Chris Tyrrell
23:19 13 Jan 25
This place is a total lie, Do not believe them. They tell you one thing and then change everything at the end. DO NOT WASTE YOUR TIME WITH THIS COMPANY!!!!
Chris Garcia
18:35 13 Jan 25
I had a wonderful experience with Loren. She was very patient and thorough in every explanation. I kicked the can down the road a few times yet she never made me feel rushed in the decision making process. She was available during every aspect of the funding process and I am happy with the final product that was brought forth.
Jeannie Long
20:51 10 Jan 25
I highly recommend Agave Home Loans. Mark Jacobson & Nick Arguellez are excellent to work with. They are both enthusiastic and prompt to answer any questions. They made the home refinance process very painless!
Mabel Holston
19:37 10 Jan 25
I recommend agaveHome Loans to anyone who's looking to refinance or buy a new home, my husband and I had the best people working with us from the beginning to the end and I would like to thank Jack for everything that he's done for my husband and I to refinance our home he is the best he made sure we understood every detail from the beginning to the end so thank you Jack for your patient your time and understanding Ms Mabel Holston
Nance Snow
01:10 09 Jan 25
I had an amazing experience Niki was fantastic and everything happened so quickly and went so smoothly all that I worked with were great thanks everyone 😀 very satisfied.
Thomas Applewhite
23:29 06 Jan 25
We are very satisfied with the job Agave as done, I highly recommend them.Thanks Dylan and your team.
Jacob Donaldson
01:10 06 Jan 25
Agave is the best mortgage company I have ever dealt with. I highly recommend them for all your mortgage needs.
John Kester
01:38 03 Jan 25
Jack Puentes was my agent, and I couldn't be happier with with him, he bent over backwards to help me, actually I think the whole team there had a hard in my loan, but most of my correspondence was with Jack.Regards John Kester
Charles Allen
00:31 28 Dec 24
Good experience with refinancing. Thomas worked really hard to get things done. Highly recommended.
Annemarie Jacobs
14:42 27 Dec 24
Thank you! Sam for reaching out to me!!!!
Leosvel Montano
14:29 24 Dec 24
I am happy with the process, it was fast and flexible to my needs and schedules both for calls and for closing, I thank the team that worked with me
Jill E Anderson
00:31 20 Dec 24
Worked with Lorenzo and Nick. Both very helpful and encouraging all the way. Understood my concerns and worked with me up until the very end. Happy with the progress
Kelly Brazina
21:21 19 Dec 24
I couldn't be more pleased with my experience with Agave Home Loans. From the very start, their team was incredibly professional, knowledgeable, and genuinely dedicated to helping me find the best mortgage solution tailored to my needs.As a mortgage broker, they helped me refinance my home when no one else would take the time to understand my challenges and offer a solution that would work. The process was smooth and efficient, with clear communication at every step. They took the time to answer all my questions, no matter how small, and provided valuable insights that made me feel confident in my decision. Their expertise and commitment to customer service truly set them apart.Special shout-out to Thomas Jackson, who went above and beyond to ensure everything was handled seamlessly. I highly recommend Agave Home Loans to anyone looking for a trustworthy and reliable mortgage broker. Thank you for making my home-buying experience a positive and stress-free one!
Kim Zaninovich
20:21 16 Dec 24
We recently worked with Agave on a refi and they were great partners. They made the process so easy for us and I felt supported and confident with the expertise and guidance every step of the way.
shay helwig
16:19 14 Dec 24
We had the pleasure of working with Christian and Dylan at Agave as we just closed on our second property/cabin! They made the process very easy from start to finish. They had great communication, got things done in a very timely manner and were able to reassure us along the way with any questions/concerns we had. Second time using them and another pleasant experience! 5 stars...HIGHLY RECOMMEND!
Debbie Morse
15:55 14 Dec 24
I had an overall great experience despite the many hurdles I was presented with Caytee Lee was very helpful and kind throughout the whole process. She was always available to help me achieve my loan.Highly recommend.
Maribel Magulod
16:57 13 Dec 24
They are professional and always help you with any question iam thankful
Sandra Dunn
15:18 11 Dec 24
From the start, our refi experience with Agave was top tier. Carlos was always straight forward and thus prepared us for each step toward closing. Dylan was also great on the processing/admin side. Needless to say, we will be recommending Agave going forward.
Evaristo Madrona
22:28 05 Dec 24
Quiero agradecer a Kevin por su servicio en español, es muy amable y siempre estado pendiente . Recomiendo su servicio hace un buen trabajo
Alphonso Tullock
20:28 05 Dec 24
Dylan and Devin were amazing and made the whole process very easy and I appreciate their great customer service.
Ali Najjar
18:54 05 Dec 24
Wow, a company & representative, Devin Kirk, that has the integrate to put the interest of customer above own profits, so-so rare. I was looking at refinancing yo lower interest but Devin went beyond earning a commission by analyzing my objectives & current profile & with factual data advised me that a refinance at current best interest rate, though lower than my current, is not beneficial due to closing costs. For such integrity she deserves double 5 stars
Austin Gemmell
02:46 04 Dec 24
The team at Agave is not only very experienced and knowledgeable in the lending industry, but they are also extremely responsive and attentive to detail, which is a unique professional trait this day and age. They were able to quickly jump on all inquiries from the underwriter, as well as answer all our questions in a timely manner, to get us to closing within weeks. I recommend Agave to anyone interested in purchasing a home!
Harriet Brigulio
16:28 29 Nov 24
This may be the best loan process I have ever experienced. Fast, efficient, timely. Everything was completed on the dates set out and all my questions were answered. Documents were forwarded in timely fashion for my review, closing quick and easy.
Charles Jewell
17:22 28 Nov 24
Professional with excellent customer service through the entire loan process, which was quick and easy
Isaac Mccourt
15:46 27 Nov 24
Hank was very informative helping me figure out the best way to improve my credit although he couldn’t help me with refinancing my home loan he was very knowledgeable in all other aspects of finance the way he carried himself during the time I was talking to him came off as very knowledgeable and professional if anyone has any questions about the financing of their home loan car loan interest rates you name it they can help !!
Barry Bradsher
15:44 27 Nov 24
It was the best experience I’ve had in sales, Zack was kind , courteous, very professional. He took time to address my needs, I am grateful and very satisfied with my refinancing! Thanks again 🙏
Lou melancon
14:49 27 Nov 24
Very professional, gained my confidence early. Easy to work with. Less than three weeks from start of process to funding. I really gained trust in Agave Home Loans. My experience was excellent
Gabriel Reyes
02:49 27 Nov 24
The bests and Kevin it's very good and beautiful person my experience was wonderful very trusty person and he spoke two lengujes the make him so proud and make people Like me so proud too
Terri Collman
22:31 26 Nov 24
We went through Agave home loans to refinance our home.Zach helped us from the beginning, he was very efficient answering questions and helping us navigate any and all obstacles that we faced, he also ensured we got the best rate and as little out of pocket money as possible..We would definitely recommend Agave and Zach to anyone trying to finance a home.
Sam & CJ did a wonderful job the entire process of our refinance. They were communicative at all times of day and I never needed to worry that the job wasn’t being done and done well. I would recommend Agave Home Loans to all family and friends. They are knowledgeable, responsive, and honest. Thank you Agave, we are loyal clients for life!
Agave stgave me the lowest fees and rate after shopping around for the best deal. After locking in my rate it was a smooth sailing towards closing. No gimmicks, no issues. I’ll definitely be referring my family and friends. Thank you Stephan Elliot and Dylan Williams for the smooth transaction
Give Doug and his staff a chance, and you won't be sorry. I literally trolled through a dozen refinance companies, and Agave provided me a far better loan with much better terms than the other companies who sucked up so much of my time could provide.
We are very pleased with the expert advice and excellent customer service at Agave Home Loans. We worked with Stephen and Alexa and they were awesome. They walked us through our options and explained them in simple terms we could understand. We were able to get a better interest rate and lower our mortgage payment significantly. We highly recommend them. Choose Agave Home Loans and save a ton of money like we did!
I couldn’t be happier with how easy and pain free my refinance went with Josh Lindsey at Agave. Josh and his team were always there to answer every one of my questions. They got me a great rate and made it very worth my time to go through with my refinance. I appreciate the team at Agave and will be recommending them to anyone looking to buy or refinance in the future.
Our experience with Agave Home Loans from beginning to the end was phenomenal. Josh Lindsey and Dylan Williams went above and beyond to help our refinance go as smooth and quickly as possible. They were in constant communication with us every step of the way. We were so impressed with Josh from our first conversation with him. He listened to what we wanted to do and worked with us. He took the time to explain each and every option available to us. Josh also responded to us after hours when we had questions or concerns. We found both Josh and Dylan to be professional, efficient and thorough. We closed in a month. We enjoyed working with Josh and his outstanding sense of humor and would highly recommend Agave Home Loans.
Doug was very helpful with my refinance. He helped me find cheaper insurance. I saved quite a bit of $ .My refinance saved me about $400. Doing this refinance really help me out. He was dedicated, patient and willing to get the job done. Thanks so much for everything! Especially in the times we are experiencing right now.
Big shout out to Doug and Alexa from Agave Home Loans. Our loans were out of the ordinary - two refi's, two states, signing title papers in two different states. Whatever curve ball I threw at Doug and Alexa they answered promptly and professionally. They also asked what our long term goals were to ensure we were getting the best loan for our needs. Highly recommend!!!
I am a first time buyer and the process can be quite overwhelming. I had the pleasure of working with Marshall and he made this confusing and new process as comfortable and clear as possible. I could not be happier with the time I had going through the entire process of purchasing my first home!
Great experience!!! The entire refinance was super fast and very easy. Thanks Agave for getting us a lower interest rate and helping us make the most money possible with our home loan!
Buying a house in this competitive market is stressful. Working with Marshall and the team is not. Professional, quick, and responsive. Not much more you can ask for. I 100% would recommend Agave Home Loans and will be using them again.
Great experience working with Josh & Alex. Got the process going very quickly, locked me in at a great rate and gave me weekly calls for updates throughout the transaction. Very stress free and closed quickly!! Would highly recommend.
They are an awsome team! They answer all my questions and as soon as I contacted them they would respond in a timely manner. They walked me through the process. They contact my previous lender and took care of all the info. They needed. Best Rate so happy with them. Highly Recommended!
I got a cold call from Marshall G. about refinancing. He did a good job of answering all my questions and built trust. It turned out to be the right time and things worked smoothly. Marshall was very responsive and helpful throughout the process. Would recommend!
I just refinanced with Agave Home Loans, and the process was so easy! I'll admit I'm slightly biased -- I'm married to a co-owner -- but he asked for "blunt and honest feedback." Alex and Doug were awesome! I spent less than 20 minutes from start to finish. The notary canceled on us morning of, but the team worked to find someone to fill in that same day. Everything worked out, our rate is lower, and we were able to skip a payment. If you're in the market for a new home or looking to refinance, call Agave!
I couldn't recommend Agave Home Loans enough! Their entire team was on board during our purchase process. This made their communication style exceed expectations and feel like someone was always working on our loan. They were professional, quick and honest. Our purchase loan closed in 12 business days! It also needs to be said that their rates cannot be beat! I look forward to refinancing with them one day.
Agave home loans was so amazing in helping us refinance our house! They gave us excellent and candid advice about what was our best options on taking cash out and keeping our payment the same or lowering our payment a good amount. Everyone was so easy to work with!
I talked to Sam and went over all our documents with him and he pre approved us for a loan. When we signed a contract two weeks later for a condo he then told us since I was unemployed that we couldn’t use my income and we weren’t going to be able to get the loan. Even though when I first talked to him I told him I was retired but drive for Uber and Lyft for extra money . But I told him I’m not driving now because I’m making more on unemployment and don’t have to put myself at risk driving people around the area . I asked him why you didn’t tell us this two weeks ago when he pre approved us and we sent him pages of documentation. I told him I understand if you can’t get a loan when your unemployed but why did he string us along for 2 weeks. He had no idea about the unemployment situation in the US and that unemployment was at 15 percent nationwide. I was totally flabbergasted and sounds like he didn’t know about Covid 19 either. There co owner paul called me to apologize but at that point he couldn’t do anything. We called another mortgage company and an hour later we had a mortgage without using my info. We just used my wife’s documents and they put me on title
I would definitely recommend Agave Home Loans. The broker Sam was knowledgeable, professional and helpful in answering my questions. He was so efficient, the loan closed so fast, which really impressed me. The process was all online and easy to complete. I would definitely recommend working with Sam Syburg , I felt like he had my best interest always in mind Thank you Sam!
Working with Agave Home Loans was the easiest refinance experience I have had. Sam was knowledgeable, honest, and always had my best interests in mind. I can’t say enough good things about the Agave team. I’ll be a repeat customer and would recommend for anyone to work with them.
Doug reached out to us at just the right time! We were ready to refinance and he was able to get us the best deal. He and Alex were helpful, prompt, kind, and effective. We are so happy with our refinance and are looking forward to putting some money back into our home with our lower rate and monthly payments.
Their pricing and customer service was excellent. Loan closed on time. "Cost" of the loan was so much cheaper than Quicken Loans! Communication between us and our Broker Sam was outstanding...highly recommend!
Our experience with the Agave team was quick and easy (we've refinanced before and it was way less complicated this time)...and we are thrilled to have lowered our monthly payment! We call that, "finding money" in our house! Thanks Sam and the Agave team!
I can not say enough good things about my experience with Agave Home Loans! They were consistently professional, informative and excellent at what they do. Agave let us know what to expect, communicated with us throughout the entire process and got the job done quickly! They could not have made it any more simple or painless. Agave absolutely delivered what they promised and I would not hesitate to recommend them to anyone!
The best. They made my refinance super easy on me and saved me a bunch of money. They were able to breakdown my options in a way I could understand so that I could choose the option that worked best for me. Not enough good things to say. I will be using them in the future.