Buying a home or investment property often raises the question: can rental income help you qualify for a mortgage? The answer is yes. In many cases lenders will count rental income toward your qualifying income, but how they count it
The Arizona jumbo loan limits play a large role in what may or may not be available to you. Knowing and understanding the limits allow house hunting to stay an exciting experience. Where it may seem not-so-exciting is finding the
In 2025, conventional mortgages remain a popular choice for Arizona homebuyers, offering flexibility and competitive terms. Understanding the nuances of these loans can empower you to make informed decisions on your homeownership journey. What is a Conventional Loan? A conventional
Conventional Loans, FHA Loans and VA Loans… are you confused about your mortgage options? Choosing a mortgage loan can feel overwhelming. Every option has its criteria and advantages, from credit score requirements to the size of your down payment and
When it comes to buying a home, one money-saving trick you should know about is the 3-2-1 Buydown. It’s like a special deal on your mortgage that can make your life easier. Let’s dive in and learn what the 3-2-1
When it comes to real estate investments, understanding the financial aspects is crucial. One term that frequently pops up is “Loan to Cost” or LTC. In this guide, we’ll break down LTC in simplified language, explore how it’s used in
Buying a home can be one of the biggest decisions in your life. Have you ever thought about what goes on behind the scenes? Enter underwriting in real estate, a step in the home buying process that makes sure of
Stepping into the world of real estate, you will encounter some puzzling terms like EMD, or Earnest Money Deposit. Let’s break it down, simplified for easy understanding. What Is EMD in Real Estate? EMD is akin to a handshake in
What’s the Downpayment Toward Equity Act? So, let’s start with the basics. What exactly is this Downpayment Toward Equity Act? Well, it’s a government act aimed at helping people buy homes. It’s all about making it easier to get a
If you’re a homeowner, you might’ve heard the term “mortgage recasting” tossed around. But what does it truly mean, and how can it benefit you? In this guide, we’ll break it down without the complicated words and show you how
We are a dedicated mortgage company based in Phoenix, Arizona. We take pride in our commitment to client service and timeliness. Our goal is to offer competitive pricing while ensuring excellent communication throughout the process. We strive to elevate the standard by assisting our clients in defining and achieving their financial goals. Home loans made sweet and simple.
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