If you’re looking to reduce your monthly mortgage bill without refinancing, mortgage recasting might be the perfect solution. It allows homeowners to lower their payment and stay on their current loan. But what exactly is mortgage recasting, and how does
When you’re buying a home, you’ll likely come across the term “earnest money deposit” or EMD. But what does it really mean, and why is it so important in real estate? Definition of Earnest Money Deposit An earnest money deposit
When you’re buying a home, underwriting is the critical middle step that bridges loan application and closing. It’s where lenders take a deep dive into your finances to decide if they can trust you with a mortgage. Understanding the home
We explain what a 2-1 Buydown Temporary Loan is; its advantages, disadvantages, and how using this strategy to lower costs and save money could benefit you.
A local’s perspective: Let’s dive into the neighborhoods located in Central Phoenix and see what amenities, housing styles, and attractions they have to offer.
Buying a home or investment property often raises the question: can rental income help you qualify for a mortgage? The answer is yes. In many cases lenders will count rental income toward your qualifying income, but how they count it
The Arizona jumbo loan limits play a large role in what may or may not be available to you. Knowing and understanding the limits allow house hunting to stay an exciting experience. Where it may seem not-so-exciting is finding the
In 2025, conventional mortgages remain a popular choice for Arizona homebuyers, offering flexibility and competitive terms. Understanding the nuances of these loans can empower you to make informed decisions on your homeownership journey. What is a Conventional Loan? A conventional
Conventional Loans, FHA Loans and VA Loans… are you confused about your mortgage options? Choosing a mortgage loan can feel overwhelming. Every option has its criteria and advantages, from credit score requirements to the size of your down payment and
When it comes to buying a home, one money-saving trick you should know about is the 3-2-1 Buydown. It’s like a special deal on your mortgage that can make your life easier. Let’s dive in and learn what the 3-2-1
Agave Home Loans offers low, competitive rates on a full range of mortgage products, including VA, FHA, Conventional, Jumbo, HELOC, Home Equity, and more. Based out of Phoenix, Arizona, we help homeowners and homebuyers in Arizona and more than 13 other states to refinance, access home equity, and purchase. Our team is committed to clear communication, fast closings, and personalized service every step of the way.
(833)316-3170
info@agavehomeloans.com
